/* ===========================
   CSS Variables & Reset
   =========================== */
:root {
    /* Brand Colors */
    --color-primary: #0D2B55;
    --color-accent: #C9922A;
    --color-light-gold: #F4C366;
    --color-bg-cream: #FAFAF7;
    --color-text-dark: #1A1A2E;
    --color-text-light: #6B7280;
    --color-white: #FFFFFF;
    --color-navy-light: #1a3a52;

    /* Fonts */
    --font-body: 'Poppins', sans-serif;
    --font-heading: 'Montserrat', 'Poppins', sans-serif;
    /* Brand Green */
    --color-green: #1B6B3A;
    --color-green-light: #25924F;

    /* Spacing */
    --spacing-unit: 1rem;
}

*,
*::before,
*::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    overflow-x: hidden;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--font-body);
    color: var(--color-text-dark);
    background-color: var(--color-bg-cream);
    line-height: 1.6;
    overflow-x: hidden;
    max-width: 100vw;
    min-height: 100vh;
}

body.menu-open {
    overflow: hidden;
}

img, svg, video {
    max-width: 100%;
    height: auto;
    display: block;
}

button {
    font-family: inherit;
    background: none;
    border: none;
    cursor: pointer;
    color: inherit;
}

a {
    color: inherit;
}

/* ===========================
   Container & General
   =========================== */
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
}

section {
    padding: 5rem 0;
}

.section-header {
    text-align: center;
    margin-bottom: 4rem;
    animation: fadeInUp 0.8s ease-out;
}

.section-label {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--color-accent);
    margin-bottom: 1rem;
}

.section-title {
    font-family: var(--font-heading);
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 1rem;
}

.section-subtitle {
    font-size: 1.1rem;
    color: var(--color-text-light);
    max-width: 600px;
    margin: 0 auto;
}

/* ===========================
   Animations
   =========================== */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes slideInLeft {
    from {
        opacity: 0;
        transform: translateX(-30px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes slideInRight {
    from {
        opacity: 0;
        transform: translateX(30px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes countUp {
    from {
        opacity: 0;
    }
    to {
        opacity: 1;
    }
}

@keyframes marquee {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-50%);
    }
}

@keyframes bounce {
    0%, 100% {
        transform: scale(1.15) rotate(5deg);
    }
    50% {
        transform: scale(1.25) rotate(-5deg);
    }
}

/* ===========================
   Navigation Bar
   =========================== */
/* ===========================
   Navbar — Sticky Header
   =========================== */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 9999;
    background-color: var(--color-white);
    padding: 0.6rem 0;
    box-shadow: 0 2px 10px rgba(13, 43, 85, 0.06);
    transition: padding 0.3s ease, box-shadow 0.3s ease;
    overflow: visible;
}

.navbar.scrolled {
    padding: 0.4rem 0;
    box-shadow: 0 4px 18px rgba(13, 43, 85, 0.1);
    border-bottom: 2px solid var(--color-accent);
}

/* Ensure dropdown always looks the same on all pages and navbar states */
.navbar .loans-dropdown,
.navbar.scrolled .loans-dropdown {
    position: absolute !important;
    top: calc(100% + 0.7rem) !important;
    left: 0 !important;
    min-width: 270px !important;
    list-style: none !important;
    padding: 0.55rem !important;
    background: #FFFFFF !important;
    border: 1px solid rgba(13, 43, 85, 0.1) !important;
    border-top: 3px solid #C9922A !important;
    border-radius: 8px !important;
    box-shadow: 0 18px 40px rgba(13, 43, 85, 0.16) !important;
    z-index: 10000 !important;
}

.navbar .nav-dropdown,
.navbar.scrolled .nav-dropdown {
    position: relative !important;
    isolation: isolate !important;
    z-index: 9999 !important;
}

.nav-container {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1.5rem;
    overflow: visible;
}

.nav-logo {
    display: flex;
    align-items: center;
    cursor: pointer;
    text-decoration: none;
    flex-shrink: 0;
}

.logo-img {
    height: 96px;
    width: auto;
    display: block;
    object-fit: contain;
    transition: height 0.3s ease;
    filter: drop-shadow(0 2px 4px rgba(13, 43, 85, 0.12));
}

.navbar.scrolled .logo-img {
    height: 72px;
}

.logo-abbr {
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--color-primary);
    letter-spacing: 2px;
    margin-left: 0.65rem;
    padding-left: 0.65rem;
    border-left: 2px solid var(--color-accent);
    line-height: 1;
    white-space: nowrap;
}

/* Nav menu (desktop horizontal) */
.nav-menu {
    display: flex;
    list-style: none;
    align-items: center;
    gap: 0.4rem;
    margin: 0;
    flex: 1;
    justify-content: flex-end;
    padding-right: 1rem;
    overflow: visible;
}

.nav-menu-cta {
    display: none; /* only visible inside the mobile drawer */
}

.nav-link {
    text-decoration: none;
    color: var(--color-primary);
    font-weight: 500;
    font-size: 0.95rem;
    padding: 0.55rem 1rem;
    border-radius: 8px;
    position: relative;
    transition: color 0.25s ease, background-color 0.25s ease;
    white-space: nowrap;
}

.nav-link:hover {
    color: var(--color-accent);
    background-color: rgba(201, 146, 42, 0.08);
}

.nav-link.active {
    color: var(--color-accent);
    background-color: rgba(201, 146, 42, 0.12);
    font-weight: 600;
}

.nav-link.active::before {
    content: '';
    position: absolute;
    bottom: 4px;
    left: 1rem;
    right: 1rem;
    height: 2px;
    background-color: var(--color-accent);
    border-radius: 2px;
}

.nav-link-highlight {
    color: var(--color-primary);
    background: linear-gradient(135deg, rgba(244, 195, 102, 0.42), rgba(201, 146, 42, 0.2));
    border: 1px solid rgba(201, 146, 42, 0.34);
    font-weight: 700;
    box-shadow: 0 6px 16px rgba(201, 146, 42, 0.16);
}

.nav-link-highlight:hover,
.nav-link-highlight.active {
    color: var(--color-primary);
    background: var(--color-accent);
    box-shadow: 0 8px 20px rgba(201, 146, 42, 0.28);
}

.nav-link-highlight::after {
    content: '';
    position: absolute;
    top: 0.42rem;
    right: 0.42rem;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--color-green-pillar);
    box-shadow: 0 0 0 4px rgba(31, 107, 45, 0.12);
}

/* Nav actions (Apply Now + hamburger) */
.nav-actions {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    flex-shrink: 0;
}

.nav-apply {
    padding: 0.65rem 1.4rem !important;
    font-size: 0.9rem !important;
    min-height: 42px;
    display: inline-flex;
    align-items: center;
    box-shadow: 0 2px 8px rgba(201, 146, 42, 0.25);
}

.nav-contact-icon {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    border: 1px solid rgba(13, 43, 85, 0.16);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    color: var(--color-primary);
    background: rgba(13, 43, 85, 0.04);
    font-size: 1.1rem;
    transition: background-color 0.25s ease, color 0.25s ease, transform 0.25s ease;
}

.nav-contact-icon:hover,
.nav-contact-icon:focus {
    background: var(--color-primary);
    color: var(--color-white);
    transform: translateY(-2px);
    outline: none;
}

/* Hamburger Button */
.hamburger {
    display: none;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    gap: 5px;
    width: 44px;
    height: 44px;
    border-radius: 8px;
    transition: background-color 0.25s ease;
    position: relative;
    z-index: 1001;
}

.hamburger:hover {
    background-color: rgba(13, 43, 85, 0.06);
}

.hamburger span {
    width: 24px;
    height: 2.5px;
    background-color: var(--color-primary);
    border-radius: 2px;
    transition: transform 0.3s ease, opacity 0.3s ease;
    display: block;
}

.hamburger.active span:nth-child(1) {
    transform: translateY(7.5px) rotate(45deg);
}

.hamburger.active span:nth-child(2) {
    opacity: 0;
}

.hamburger.active span:nth-child(3) {
    transform: translateY(-7.5px) rotate(-45deg);
}

/* Mobile drawer overlay */
.nav-overlay {
    position: fixed;
    inset: 0;
    background-color: rgba(13, 43, 85, 0.45);
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.3s ease, visibility 0.3s ease;
    z-index: 9998;
}

.nav-overlay.active {
    opacity: 1;
    visibility: visible;
}

/* ===========================
   Hero Section
   =========================== */
.hero {
    position: relative;
    min-height: calc(100vh - 95px);
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    margin-top: 95px;
    overflow: hidden;
    background-color: var(--color-primary);
}

.hero-background {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: repeating-linear-gradient(
        45deg,
        transparent,
        transparent 100px,
        rgba(201, 146, 42, 0.05) 100px,
        rgba(201, 146, 42, 0.05) 200px
    );
    z-index: 1;
}

.hero-content {
    position: relative;
    z-index: 10;
    max-width: 1000px;
    padding: 2rem;
}

.hero-headline {
    font-family: var(--font-heading);
    font-size: 3.5rem;
    font-weight: 700;
    color: var(--color-white);
    margin-bottom: 1.5rem;
    line-height: 1.2;
    animation: fadeInUp 0.8s ease-out 0.2s backwards;
}

.hero-subheadline {
    font-size: 1.3rem;
    color: #c9c3c3;
    margin-bottom: 1rem;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    animation: fadeInUp 0.8s ease-out 0.4s backwards;
}

.hero-tagline {
    color: var(--color-light-gold);
    font-size: clamp(1.05rem, 2vw, 1.35rem);
    font-weight: 700;
    margin: -0.6rem auto 1.35rem;
    animation: fadeInUp 0.8s ease-out 0.3s backwards;
}

.hero-support-line {
    color: rgba(255, 255, 255, 0.9);
    font-size: 1rem;
    font-style: italic;
    font-weight: 600;
    margin: 0 auto 2rem;
    animation: fadeInUp 0.8s ease-out 0.5s backwards;
}

.hero-buttons {
    display: none;
}

.btn {
    padding: 0.9rem 2rem;
    border: none;
    border-radius: 30px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 44px;
    line-height: 1.2;
    white-space: nowrap;
}

.btn-primary {
    background-color: var(--color-accent);
    color: var(--color-primary);
}

.btn-primary:hover {
    background-color: var(--color-light-gold);
    box-shadow: 0 6px 20px rgba(201, 146, 42, 0.4);
    transform: translateY(-3px);
}

.btn-secondary {
    background-color: transparent;
    color: var(--color-white);
    border: 2px solid var(--color-white);
}

.btn-secondary:hover {
    background-color: var(--color-white);
    color: var(--color-primary);
    box-shadow: 0 6px 20px rgba(255, 255, 255, 0.3);
    transform: translateY(-3px);
}

.hero-stats {
    display: none;
}

.stat-card {
    background: rgba(255, 255, 255, 0.1);
    padding: 2rem 1.5rem;
    border-radius: 12px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(201, 146, 42, 0.3);
}

.stat-number {
    font-family: var(--font-heading);
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--color-accent);
    margin-bottom: 0.5rem;
}

.stat-label {
    font-size: 0.95rem;
    color: var(--color-white);
    font-weight: 500;
}

/* ===========================
   Marquee Bar
   =========================== */
.marquee-bar {
    background-color: var(--color-accent);
    padding: 0.8rem 0;
    overflow: hidden;
}

.marquee-content {
    display: flex;
    animation: marquee 20s linear infinite;
    white-space: nowrap;
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--color-primary);
    letter-spacing: 0.5px;
}

/* ===========================
   About Section
   =========================== */
.about {
    background-color: var(--color-bg-cream);
    padding: clamp(3.5rem, 6vw, 5.5rem) 0;
}

.about-content {
    display: grid;
    grid-template-columns: 1fr;
    gap: 4rem;
    align-items: start;
}

.about-left {
    animation: slideInLeft 0.8s ease-out;
}

.about-left p {
    font-size: 1rem;
    color: var(--color-text-light);
    line-height: 1.8;
    margin-bottom: 1.5rem;
    text-align: justify;
}

.about-left p strong {
    color: var(--color-primary);
}

.about-right {
    animation: slideInRight 0.8s ease-out;
}

.info-card {
    background: var(--color-white);
    border-left: 4px solid var(--color-primary);
    border-top: 3px solid var(--color-accent);
    padding: 2rem;
    border-radius: 8px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
}

.info-card-title {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 1.5rem;
}

.info-item {
    display: flex;
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.info-item:last-child {
    margin-bottom: 0;
}

.info-icon {
    font-size: 1.5rem;
    flex-shrink: 0;
}

.info-item strong {
    color: var(--color-primary);
    font-size: 0.95rem;
}

.info-item p {
    font-size: 0.85rem;
    color: var(--color-text-light);
    margin: 0.3rem 0 0 0;
}

/* ===========================
   Loan Products Section
   =========================== */
.products {
    background-color: var(--color-primary);
    background-image: radial-gradient(circle, rgba(201, 146, 42, 0.1) 1px, transparent 1px);
    background-size: 40px 40px;
    background-position: 0 0, 20px 20px;
}

.products .section-title {
    color: var(--color-white);
}

.products-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
    max-width: 1400px;
    margin: 0 auto;
}

.product-card {
    background: var(--color-white);
    border-top: 4px solid var(--color-accent);
    border-radius: 12px;
    padding: 2rem;
    transition: all 0.3s ease;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
    display: flex;
    flex-direction: column;
}

.product-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 8px 24px rgba(201, 146, 42, 0.2);
}

.product-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.product-card h3 {
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.8rem;
}

.product-amount {
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--color-accent);
    margin-bottom: 0.5rem;
}

.product-for {
    font-size: 0.9rem;
    color: var(--color-text-light);
    margin-bottom: 1.2rem;
    font-style: italic;
}

.product-highlights {
    list-style: none;
    margin-bottom: 1.5rem;
    flex-grow: 1;
}

.product-highlights li {
    font-size: 0.9rem;
    color: var(--color-text-light);
    margin-bottom: 0.6rem;
    padding-left: 1.5rem;
    position: relative;
}

.product-highlights li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--color-accent);
    font-weight: bold;
}

.product-link {
    color: var(--color-accent);
    text-decoration: none;
    font-weight: 600;
    font-size: 0.95rem;
    transition: color 0.3s ease;
}

.product-link:hover {
    color: var(--color-light-gold);
}

/* ===========================
   Product Offering Verticals
   =========================== */
.product-overview {
    background: var(--color-bg-cream);
    padding-bottom: clamp(1.5rem, 3vw, 2.5rem);
}

.compact-section-header {
    margin-bottom: 2rem;
}

.vertical-card-grid {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: clamp(0.85rem, 1.35vw, 1.25rem);
}

.vertical-card {
    --vertical-color: var(--color-primary);
    display: grid;
    grid-template-rows: auto 1fr;
    min-height: 280px;
    background: var(--color-white);
    border: 1px solid rgba(13, 43, 85, 0.12);
    border-top: 6px solid var(--vertical-color);
    border-radius: 8px;
    overflow: hidden;
    color: inherit;
    text-decoration: none;
    box-shadow: 0 14px 34px rgba(13, 43, 85, 0.08);
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.vertical-card:hover,
.vertical-card:focus {
    transform: translateY(-6px);
    box-shadow: 0 20px 44px rgba(13, 43, 85, 0.14);
    border-color: color-mix(in srgb, var(--vertical-color), transparent 45%);
    outline: none;
}

.vertical-card-media {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 1.75rem 1rem 0.5rem;
    background: linear-gradient(180deg, color-mix(in srgb, var(--vertical-color), white 92%) 0%, var(--color-white) 100%);
}

.vertical-card-icon {
    position: relative;
    width: 68px;
    height: 68px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--vertical-color);
    color: var(--color-white);
    border: 5px solid var(--color-white);
    box-shadow: 0 12px 24px rgba(13, 43, 85, 0.18);
    font-size: 1.75rem;
}

.vertical-card-copy {
    padding: 1.1rem 1.2rem 1.35rem;
    text-align: center;
    display: grid;
    align-content: start;
    gap: 0.75rem;
}

.vertical-status {
    justify-self: center;
    min-height: 26px;
    padding: 0.28rem 0.7rem;
    border-radius: 999px;
    background: color-mix(in srgb, var(--vertical-color), transparent 88%);
    color: var(--vertical-color);
    font-size: 0.72rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.08em;
}

.vertical-card h3 {
    color: var(--vertical-color);
    font-size: clamp(1rem, 1.3vw, 1.35rem);
    line-height: 1.28;
}

.vertical-divider {
    justify-self: center;
    width: 42px;
    height: 2px;
    background: var(--vertical-color);
    opacity: 0.75;
}

.vertical-card-copy strong {
    color: var(--color-primary);
    font-size: 0.9rem;
}

.vertical-card p {
    color: var(--color-text-light);
    font-size: 0.9rem;
    line-height: 1.62;
}

.vertical-card.is-coming-soon .vertical-card-media img {
    filter: saturate(0.85);
}

.vertical-card-know-more {
    display: inline-block;
    margin-top: 0.25rem;
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--vertical-color);
    letter-spacing: 0.02em;
    transition: opacity 0.2s;
}

.vertical-card:hover .vertical-card-know-more {
    opacity: 0.75;
}

.vertical-card-blue {
    --vertical-color: var(--color-blue-pillar);
}

.vertical-card-green {
    --vertical-color: var(--color-green-pillar);
}

.vertical-card-indigo {
    --vertical-color: var(--color-navy-pillar);
}

.vertical-card-teal {
    --vertical-color: #178b98;
}

.vertical-card-orange {
    --vertical-color: var(--color-orange-pillar);
}

@media (max-width: 1100px) {
    .vertical-card-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }
}

@media (max-width: 768px) {
    .vertical-card-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .vertical-card {
        min-height: 260px;
    }
}

@media (max-width: 520px) {
    .vertical-card-grid {
        grid-template-columns: 1fr;
    }
}

/* ===========================
   Integrated Ecosystem
   =========================== */
.integrated-ecosystem {
    background: linear-gradient(135deg, #f0f4f9 0%, #ffffff 50%, #faf7f2 100%);
    padding: clamp(4rem, 6vw, 6rem) 0;
}

.ecosystem-layout {
    display: flex;
    flex-direction: column;
    gap: 3rem;
}

.ecosystem-showcase {
    display: grid;
    grid-template-columns: minmax(260px, 0.9fr) minmax(320px, 1.1fr);
    gap: clamp(2rem, 4vw, 4rem);
    align-items: center;
}

.ecosystem-intro {
    text-align: left;
    animation: fadeInUp 0.8s ease-out;
}

.ecosystem-intro-icon {
    display: block;
    font-size: 2.4rem;
    color: var(--color-accent);
    margin-bottom: 1rem;
}

.ecosystem-intro .section-label {
    display: block;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    color: var(--color-primary);
    margin-bottom: 1rem;
    font-family: var(--font-heading);
}

.ecosystem-intro .section-title {
    font-size: clamp(1.8rem, 3vw, 2.5rem);
    line-height: 1.2;
    margin-bottom: 1.25rem;
    color: var(--color-accent);
    font-family: var(--font-heading);
    font-weight: 700;
}

.ecosystem-intro-rule {
    display: block;
    width: 72px;
    height: 3px;
    background: var(--color-accent);
    margin-bottom: 1.5rem;
}

.ecosystem-taglines {
    display: grid;
    gap: 0.35rem;
    color: var(--color-primary);
    font-size: clamp(1rem, 1.2vw, 1.15rem);
    font-weight: 600;
    margin: 0;
}

.ecosystem-taglines p {
    margin: 0;
    padding: 0;
}

.ecosystem-diagram {
    min-width: 0;
}

.ecosystem-wheel {
    --wheel-size: min(700px, 100%);
    position: relative;
    width: var(--wheel-size);
    aspect-ratio: 1;
    margin: 0 auto;
}

.wheel-hub {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    z-index: 2;
    width: clamp(140px, 28%, 190px);
    height: clamp(140px, 28%, 190px);
    border-radius: 50%;
    background: var(--color-white);
    border: 3px solid var(--color-primary);
    box-shadow: 0 12px 36px rgba(13, 43, 85, 0.14);
    display: grid;
    place-items: center;
    align-content: center;
    gap: 0.45rem;
    padding: 1rem;
    text-align: center;
}

.wheel-hub-icon {
    font-size: 1.6rem;
}

.wheel-hub p {
    margin: 0;
    font-size: clamp(0.62rem, 1.1vw, 0.78rem);
    font-weight: 800;
    line-height: 1.35;
    letter-spacing: 0.04em;
    color: var(--color-primary);
    font-family: var(--font-heading);
}

.wheel-hub-dots {
    display: flex;
    gap: 0.28rem;
    justify-content: center;
}

.wheel-hub-dots span {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--color-accent);
}

.wheel-hub-dots span:nth-child(2) { background: #e86f00; }
.wheel-hub-dots span:nth-child(3) { background: #1e5a96; }
.wheel-hub-dots span:nth-child(4) { background: #0d2b55; }
.wheel-hub-dots span:nth-child(5) { background: #22863a; }

.wheel-segment {
    --segment-color: var(--color-primary);
    position: absolute;
    width: 30%;
    max-width: 200px;
    padding: 0.85rem 0.75rem 1rem;
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.96);
    border: 1.5px solid rgba(13, 43, 85, 0.1);
    box-shadow: 0 10px 28px rgba(13, 43, 85, 0.1);
    text-align: center;
}

.wheel-segment-number {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: var(--segment-color);
    color: var(--color-white);
    font-size: 0.72rem;
    font-weight: 800;
    margin-bottom: 0.35rem;
}

.wheel-segment-icon {
    display: block;
    font-size: 1.35rem;
    margin-bottom: 0.35rem;
}

.wheel-segment h3 {
    margin: 0 0 0.35rem;
    font-size: 0.78rem;
    line-height: 1.25;
    color: var(--segment-color);
    font-weight: 700;
}

.wheel-segment p {
    margin: 0;
    font-size: 0.68rem;
    line-height: 1.45;
    color: var(--color-text-light);
}

.wheel-segment-01 {
    --segment-color: #0d2b55;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
}

.wheel-segment-02 {
    --segment-color: #22863a;
    top: 25%;
    right: 0;
    transform: translateY(-50%);
}

.wheel-segment-03 {
    --segment-color: #178b98;
    top: 75%;
    right: 0;
    transform: translateY(-50%);
}

.wheel-segment-04 {
    --segment-color: #5b3f8c;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
}

.wheel-segment-05 {
    --segment-color: #e86f00;
    top: 75%;
    left: 0;
    transform: translateY(-50%);
}

.wheel-segment-06 {
    --segment-color: #1e5a96;
    top: 25%;
    left: 0;
    transform: translateY(-50%);
}

/* ── Ecosystem wheel: circular on desktop, grid on mobile ── */
@media (max-width: 768px) {
    /* Convert from absolute-positioned circle to flowing grid */
    .ecosystem-wheel {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 0.85rem;
        width: 100%;
        aspect-ratio: unset;
        position: static;
    }

    /* Hub becomes a full-width header row at the top */
    .wheel-hub {
        order: -1;
        grid-column: 1 / -1;
        position: static;
        transform: none;
        width: 100%;
        height: auto;
        border-radius: 14px;
        padding: 1rem 1.5rem;
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 0.75rem;
        flex-wrap: wrap;
    }

    .wheel-hub p {
        font-size: 0.85rem;
    }

    /* Each segment becomes a regular static card */
    .wheel-segment {
        position: static;
        width: 100%;
        max-width: none;
    }

    /* Clear all absolute position offsets */
    .wheel-segment-01,
    .wheel-segment-02,
    .wheel-segment-03,
    .wheel-segment-04,
    .wheel-segment-05,
    .wheel-segment-06 {
        top: unset;
        left: unset;
        right: unset;
        bottom: unset;
        transform: none;
    }
}

@media (max-width: 480px) {
    .ecosystem-wheel {
        grid-template-columns: 1fr;
        gap: 0.75rem;
    }

    .wheel-hub {
        padding: 0.85rem 1rem;
    }

    .wheel-hub p {
        font-size: 0.78rem;
    }

    .wheel-segment {
        padding: 0.85rem 0.75rem 1rem;
    }
}

.ecosystem-banner {
    background: linear-gradient(135deg, var(--color-primary) 0%, rgba(13, 43, 85, 0.95) 100%);
    color: var(--color-white);
    border-radius: 16px;
    padding: clamp(1.5rem, 2.5vw, 2rem) 1.75rem;
    display: grid;
    gap: 0;
    box-shadow: 0 16px 48px rgba(13, 43, 85, 0.2);
    text-align: center;
    max-width: 1200px;
    margin: clamp(1.75rem, 3vw, 2.25rem) auto 0;
    position: relative;
    overflow: hidden;
}

.product-overview + .integrated-ecosystem {
    padding-top: clamp(1.5rem, 3vw, 2.5rem);
}

.ecosystem-banner::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 350px;
    height: 350px;
    background: radial-gradient(circle, rgba(255,255,255,0.12) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.ecosystem-banner > strong {
    font-size: 1.25rem;
    letter-spacing: 0.06em;
    font-weight: 700;
    text-transform: uppercase;
    margin: 0;
    position: relative;
    z-index: 1;
}

.ecosystem-banner ul {
    list-style: none;
    padding: 0;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
    gap: 2rem 1.5rem;
    margin: 0;
    position: relative;
    z-index: 1;
}

.ecosystem-banner li {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 0.9rem;
    font-size: 0.98rem;
    font-weight: 500;
    padding: 1rem 0.5rem;
}

.ecosystem-banner span {
    font-size: 2rem;
    line-height: 1;
    filter: brightness(1.2);
    display: block;
}

/* ===== Dark Section with Accordion ===== */
.ecosystem-section-dark {
    background: linear-gradient(180deg, #1a3a52 0%, #0f2438 100%);
    padding: 4rem 2rem;
    margin-top: 3rem;
}

.dark-section-header {
    text-align: center;
    max-width: 900px;
    margin: 0 auto 4rem;
    color: var(--color-white);
}

.dark-section-label {
    display: block;
    font-size: 0.8rem;
    font-weight: 900;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--color-accent);
    margin-bottom: 2rem;
}

.dark-section-header h3 {
    font-size: clamp(2.2rem, 5vw, 3.2rem);
    line-height: 1.3;
    font-weight: 700;
    margin: 0 0 1.5rem;
    font-family: var(--font-heading);
}

.dark-section-header p {
    font-size: 1rem;
    line-height: 1.8;
    color: rgba(255, 255, 255, 0.8);
    max-width: 700px;
    margin: 0 auto;
}

.ecosystem-accordion {
    max-width: 1000px;
    margin: 0 auto 3rem;
    display: grid;
    gap: 1.2rem;
}

.accordion-item {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(201, 146, 42, 0.3);
    border-radius: 12px;
    overflow: hidden;
    backdrop-filter: blur(10px);
    transition: all 0.35s ease;
}

.accordion-item:hover {
    background: rgba(255, 255, 255, 0.08);
    border-color: rgba(201, 146, 42, 0.6);
    box-shadow: 0 8px 32px rgba(201, 146, 42, 0.15);
}

.accordion-header {
    display: grid;
    grid-template-columns: 60px 50px 1fr 40px;
    align-items: center;
    gap: 1.5rem;
    padding: 1.8rem 2rem;
    cursor: pointer;
    color: var(--color-white);
}

.accordion-number {
    font-size: 1.3rem;
    font-weight: 900;
    background: linear-gradient(135deg, var(--color-accent), rgba(201, 146, 42, 0.7));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    width: 50px;
    height: 50px;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 2px solid var(--color-accent);
    border-radius: 10px;
}

.accordion-icon {
    font-size: 1.8rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.accordion-header h4 {
    margin: 0;
    font-size: 1.1rem;
    font-weight: 700;
    letter-spacing: 0.5px;
}

.accordion-toggle {
    font-size: 1.2rem;
    color: var(--color-accent);
    transition: transform 0.3s ease;
}

.accordion-item.active .accordion-toggle {
    transform: rotate(180deg);
}

.accordion-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.35s ease;
    padding: 0 2rem;
    color: rgba(255, 255, 255, 0.7);
}

.accordion-item.active .accordion-content {
    max-height: 200px;
    padding: 0 2rem 1.5rem;
}

.accordion-content p {
    margin: 0;
    font-style: italic;
    color: var(--color-accent);
    font-size: 0.95rem;
}

.ecosystem-quote {
    background: rgba(201, 146, 42, 0.08);
    border: 2px solid var(--color-accent);
    border-radius: 12px;
    padding: 2.5rem 2rem;
    max-width: 800px;
    margin: 0 auto 2rem;
    text-align: center;
}

.ecosystem-quote p {
    margin: 0;
    font-size: 1.15rem;
    font-weight: 600;
    color: var(--color-accent);
    line-height: 1.8;
    font-style: italic;
}

.ecosystem-footer-text {
    text-align: center;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: rgba(201, 146, 42, 0.6);
}

@media (max-width: 768px) {
    .ecosystem-showcase {
        grid-template-columns: 1fr;
    }

    .ecosystem-intro {
        text-align: center;
    }

    .ecosystem-intro-rule {
        margin-left: auto;
        margin-right: auto;
    }

    .wheel-segment h3 {
        font-size: 0.9rem;
    }

    .wheel-segment p {
        font-size: 0.82rem;
    }

    .ecosystem-banner ul {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }

    .ecosystem-section-dark {
        padding: 2.5rem 1.5rem;
    }

    .dark-section-header {
        margin-bottom: 2.5rem;
    }

    .dark-section-header h3 {
        font-size: 1.8rem;
        margin-bottom: 1rem;
    }

    .dark-section-header p {
        font-size: 0.95rem;
    }

    .accordion-header {
        grid-template-columns: 50px 40px 1fr 30px;
        gap: 1rem;
        padding: 1.5rem;
    }

    .accordion-number {
        width: 45px;
        height: 45px;
        font-size: 1.1rem;
    }

    .accordion-icon {
        font-size: 1.4rem;
    }

    .accordion-header h4 {
        font-size: 1rem;
    }

    .ecosystem-quote {
        padding: 1.8rem 1.5rem;
        margin: 0 auto 1.5rem;
    }

    .ecosystem-quote p {
        font-size: 1rem;
    }
}

.ecosystem-banner ul {
    list-style: none;
    display: grid;
    grid-template-columns: repeat(6, minmax(0, 1fr));
    gap: 0.75rem;
}

.ecosystem-banner li {
    min-height: 58px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.ecosystem-banner li span {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.14);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 1.6rem;
}

.about .vision-mission-showcase,
.about .pillars-section {
    display: none;
}

.about-identity {
    margin-top: 0;
}

.value-chip-row {
    display: flex;
    flex-wrap: wrap;
    gap: 1.1rem;
    margin-top: 1.2rem;
}

.value-chip-row span {
    padding: 0.75rem 1.2rem;
    border-radius: 28px;
    background: #f5f3f0;
    color: var(--color-primary);
    font-weight: 800;
    font-size: 0.95rem;
    letter-spacing: 0.02em;
    box-shadow: 0 2px 8px rgba(13, 43, 85, 0.06);
    transition: all 0.3s ease;
}

.value-chip-row span:hover {
    background: #eee9e3;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(13, 43, 85, 0.12);
}

.mission-vision-simple {
    background: var(--color-bg-cream);
    padding: 3rem 0;
}

.mission-vision-simple-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1rem;
}

.mission-vision-simple article {
    background: var(--color-white);
    border: 1px solid rgba(13, 43, 85, 0.1);
    border-left: 4px solid var(--color-accent);
    border-radius: 8px;
    padding: 1.25rem;
}

.mission-vision-simple p {
    color: var(--color-text-light);
    line-height: 1.7;
}

.btn-disabled,
.btn-disabled:hover,
.btn-disabled:focus {
    pointer-events: none;
    opacity: 0.62;
    transform: none;
    box-shadow: none;
}

/* ===========================
   Directors Section
   =========================== */
.directors {
    background-color: var(--color-bg-cream);
}

.directors-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    max-width: 1200px;
    margin: 0 auto;
    justify-items: center;
}

.director-card {
    background: var(--color-white);
    border: 1px solid #e0ddd7;
    border-left: 4px solid var(--color-primary);
    border-radius: 10px;
    padding: 2rem;
    text-align: center;
    max-width: 350px;
    width: 100%;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
    display: flex;
    flex-direction: column;
}

.director-card:hover {
    box-shadow: 0 4px 16px rgba(201, 146, 42, 0.15);
    transform: translateY(-4px);
}

.director-avatar {
    width: 100px;
    height: 100px;
    margin: 0 auto 1.5rem;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--color-accent), var(--color-primary));
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-white);
    font-size: 1.8rem;
    font-weight: 700;
}

.director-name {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.5rem;
}

.director-designation {
    font-size: 0.9rem;
    color: var(--color-accent);
    font-style: italic;
    margin-bottom: 1rem;
}

.director-divider {
    width: 40px;
    height: 2px;
    background-color: var(--color-accent);
    margin: 1rem auto;
}

.director-bio {
    font-size: 0.85rem;
    color: var(--color-text-light);
    line-height: 1.6;
    margin-bottom: 1rem;
    flex-grow: 1;
}

.director-avatar-photo {
    width: 110px;
    height: 110px;
    margin: 0 auto 1.5rem;
    border-radius: 50%;
    overflow: hidden;
    border: 3px solid var(--color-accent);
    flex-shrink: 0;
}

.director-avatar-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: top center;
    display: block;
}

.director-card {
    cursor: pointer;
}

.director-view-more {
    display: inline-block;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--color-accent);
    letter-spacing: 0.02em;
    margin-top: auto;
}

/* ── Director Modal ──────────────────────────────────────────────── */
.director-modal-overlay {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    width: 100%;
    height: 100%;
    background: rgba(13, 43, 85, 0.75);
    backdrop-filter: blur(4px);
    -webkit-backdrop-filter: blur(4px);
    z-index: 9999;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 1.5rem;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.25s ease, visibility 0.25s ease;
    overflow-y: auto;
}

.director-modal-overlay.active {
    opacity: 1;
    visibility: visible;
}

.director-modal {
    background: var(--color-white);
    border-radius: 16px;
    max-width: 680px;
    width: 100%;
    max-height: 90vh;
    overflow-y: auto;
    padding: 2.5rem;
    position: relative;
    transform: translateY(20px);
    transition: transform 0.25s ease;
    box-shadow: 0 20px 60px rgba(13, 43, 85, 0.3);
    border-top: 4px solid var(--color-accent);
    scrollbar-width: none;
    -ms-overflow-style: none;
}

.director-modal::-webkit-scrollbar {
    display: none;
}

.director-modal-overlay.active .director-modal {
    transform: translateY(0);
}

.director-modal-close {
    position: absolute;
    top: 1rem;
    right: 1.25rem;
    background: none;
    border: none;
    font-size: 1.8rem;
    color: var(--color-text-light);
    cursor: pointer;
    line-height: 1;
    padding: 0.25rem 0.5rem;
    border-radius: 4px;
    transition: color 0.2s, background 0.2s;
}

.director-modal-close:hover {
    color: var(--color-primary);
    background: #f0f0f0;
}

.director-modal-top {
    display: flex;
    gap: 2rem;
    align-items: flex-start;
    margin-bottom: 1.75rem;
}

.director-modal-photo {
    width: 130px;
    height: 150px;
    border-radius: 12px;
    overflow: hidden;
    flex-shrink: 0;
    border: 2px solid #e0ddd7;
}

.director-modal-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: top center;
    display: block;
}

.director-modal-header {
    flex: 1;
}

.director-modal-name {
    font-size: 1.6rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.3rem;
}

.director-modal-title {
    font-size: 0.9rem;
    color: var(--color-accent);
    font-weight: 600;
    margin-bottom: 1rem;
    line-height: 1.5;
}

.director-modal-divider {
    width: 40px;
    height: 2px;
    background: var(--color-accent);
    margin-bottom: 1rem;
}

.director-modal-stats {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
}

.director-modal-stat {
    background: #f5f3ef;
    border-left: 3px solid var(--color-accent);
    padding: 0.4rem 0.75rem;
    border-radius: 0 6px 6px 0;
}

.director-modal-stat strong {
    display: block;
    font-size: 1rem;
    font-weight: 700;
    color: var(--color-primary);
}

.director-modal-stat span {
    font-size: 0.7rem;
    color: var(--color-text-light);
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.director-modal-bio {
    font-size: 0.92rem;
    color: var(--color-text-dark);
    line-height: 1.75;
    margin-bottom: 1.5rem;
}

.director-modal-roles {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
    margin-bottom: 1.5rem;
}

.director-modal-role {
    display: flex;
    flex-direction: column;
    background: #f5f3ef;
    padding: 0.6rem 1rem;
    border-radius: 8px;
    border-left: 3px solid var(--color-primary);
}

.director-modal-role strong {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--color-primary);
}

.director-modal-role span {
    font-size: 0.78rem;
    color: var(--color-text-light);
}

.director-modal-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
}

.director-modal-tag {
    background: var(--color-primary);
    color: var(--color-white);
    font-size: 0.72rem;
    font-weight: 600;
    padding: 0.3rem 0.75rem;
    border-radius: 20px;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

@media (max-width: 600px) {
    .director-modal-top {
        flex-direction: column;
        align-items: center;
        text-align: center;
    }
    .director-modal-divider {
        margin: 0 auto 1rem;
    }
    .director-modal-stats {
        justify-content: center;
    }
    .director-modal {
        padding: 1.75rem 1.25rem;
    }
}

.director-linkedin {
    display: inline-flex;
    width: 35px;
    height: 35px;
    align-items: center;
    justify-content: center;
    background-color: var(--color-primary);
    color: var(--color-white);
    border-radius: 50%;
    text-decoration: none;
    font-weight: 700;
    transition: all 0.3s ease;
    margin-top: auto;
}

.director-linkedin:hover {
    background-color: var(--color-accent);
    transform: scale(1.1);
}

/* ===========================
   Eligibility Section
   =========================== */
.eligibility {
    background-color: var(--color-white);
}

.eligibility-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 3rem;
}

.eligibility-column {
    background: var(--color-bg-cream);
    padding: 2rem;
    border-radius: 10px;
    border-top: 3px solid var(--color-accent);
    animation: fadeInUp 0.8s ease-out;
}

.eligibility-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.eligibility-column h3 {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 1rem;
}

.eligibility-column ul {
    list-style: none;
}

.eligibility-column li {
    font-size: 0.9rem;
    color: var(--color-text-light);
    margin-bottom: 0.8rem;
    padding-left: 1.5rem;
    position: relative;
    line-height: 1.5;
}

.eligibility-column li::before {
    content: '→';
    position: absolute;
    left: 0;
    color: var(--color-accent);
    font-weight: bold;
}

.eligibility-help {
    background: var(--color-bg-cream);
    border: 2px solid var(--color-accent);
    border-radius: 10px;
    padding: 2rem;
    text-align: center;
    max-width: 700px;
    margin: 0 auto;
}

.eligibility-help p {
    font-size: 1rem;
    color: var(--color-text-dark);
    line-height: 1.8;
}

.eligibility-help strong {
    color: var(--color-accent);
}

/* ===========================
   Why Us Section
   =========================== */
.why-us {
    background-color: #1a3a52;
    background-image: linear-gradient(135deg, var(--color-primary) 0%, #1a3a52 100%);
    padding: clamp(3rem, 6vw, 5rem) 0;
}

.why-us .section-header {
    margin-bottom: 3.5rem;
}

.why-us .section-title {
    color: var(--color-white);
    margin-bottom: 0;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.feature-box {
    background: rgba(255, 255, 255, 0.05);
    padding: 2rem;
    border-radius: 12px;
    text-align: center;
    border: 1px solid rgba(201, 146, 42, 0.3);
    transition: all 0.3s ease;
    backdrop-filter: blur(10px);
}

.feature-box:hover {
    background: rgba(255, 255, 255, 0.1);
    box-shadow: 0 8px 24px rgba(201, 146, 42, 0.2);
    transform: translateY(-6px);
}

.feature-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.feature-box h3 {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--color-white);
    margin-bottom: 0.8rem;
}

.feature-box p {
    font-size: 0.95rem;
    color: #d0d0d0;
    line-height: 1.6;
}

/* ===========================
   Contact Section
   =========================== */
.contact {
    display: none;
}

.contact-form {
    display: none;
}

.contact-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: start;
}

.contact-left {
    animation: slideInLeft 0.8s ease-out;
}

.contact-detail {
    display: flex;
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.contact-detail:last-of-type {
    margin-bottom: 2.5rem;
}

.contact-icon {
    font-size: 1.8rem;
    flex-shrink: 0;
    min-width: 40px;
}

.contact-detail strong {
    color: var(--color-primary);
    font-size: 0.95rem;
}

.contact-detail p {
    font-size: 0.9rem;
    color: var(--color-text-light);
    margin: 0.3rem 0 0 0;
}

.social-icons {
    display: flex;
    gap: 1rem;
    margin-top: 2rem;
}

.social-btn {
    width: 45px;
    height: 45px;
    display: flex;
    align-items: center;
    justify-content: center;
    background-color: var(--color-primary);
    color: var(--color-white);
    border-radius: 50%;
    text-decoration: none;
    font-weight: 700;
    font-size: 1.1rem;
    transition: all 0.3s ease;
}

.social-btn:hover {
    background-color: var(--color-accent);
    transform: scale(1.15) rotate(5deg);
}

.contact-right {
    animation: slideInRight 0.8s ease-out;
}

.contact-form {
    background: var(--color-white);
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-group:last-of-type {
    margin-bottom: 2rem;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
    width: 100%;
    padding: 0.85rem 1rem;
    border: 1px solid #ddd;
    border-radius: 6px;
    font-family: var(--font-body);
    font-size: 0.95rem;
    transition: border-color 0.3s ease;
}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
    outline: none;
    border-color: var(--color-accent);
    box-shadow: 0 0 0 3px rgba(201, 146, 42, 0.1);
}

.contact-form textarea {
    resize: vertical;
}

.form-submit {
    width: 100%;
    padding: 1rem;
    background-color: var(--color-accent);
    color: var(--color-primary);
    border: none;
    border-radius: 6px;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.3s ease;
    font-size: 1rem;
}

.form-submit:hover {
    background-color: var(--color-light-gold);
    box-shadow: 0 4px 12px rgba(201, 146, 42, 0.3);
}

.form-privacy {
    font-size: 0.8rem;
    color: var(--color-text-light);
    text-align: center;
    margin-top: 1rem;
}

/* ===========================
   Footer
   =========================== */
.footer {
    background-color: var(--color-primary);
    color: var(--color-white);
    padding: 3rem 0 1rem;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-col {
    animation: fadeInUp 0.8s ease-out;
}

.footer-col h4 {
    font-size: 1rem;
    font-weight: 700;
    color: var(--color-accent);
    margin-bottom: 1rem;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1rem;
}

.footer-logo-img {
    height: 90px;
    width: auto;
    display: block;
    object-fit: contain;
    border-radius: 6px;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.3);
}

.footer-logo-text {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}

.footer-company-name {
    font-size: 1rem;
    font-weight: 700;
    color: var(--color-white);
    letter-spacing: 0.5px;
    line-height: 1.1;
}

.footer-tagline {
    font-size: 0.8rem;
    color: var(--color-accent);
    font-style: italic;
    line-height: 1;
}

.footer-description {
    font-size: 0.9rem;
    color: #c9c3c3;
    line-height: 1.6;
}

.footer-col ul {
    list-style: none;
}

.footer-col li {
    margin-bottom: 0.7rem;
}

.footer-col a {
    color: #c9c3c3;
    text-decoration: none;
    font-size: 0.9rem;
    transition: color 0.3s ease;
}

.footer-col a:hover {
    color: var(--color-accent);
}

.footer-col p {
    font-size: 0.9rem;
    color: #c9c3c3;
    line-height: 1.6;
    margin-bottom: 1rem;
}

.footer-divider {
    height: 1px;
    background-color: rgba(201, 146, 42, 0.3);
    margin: 2rem 0;
}

.footer-bottom {
    text-align: center;
}

.footer-copyright {
    font-size: 0.85rem;
    color: #c9c3c3;
    margin-bottom: 0.8rem;
}

.footer-disclaimer {
    font-size: 0.75rem;
    color: #8b8b8b;
    line-height: 1.6;
}

/* ===========================
   Responsive Design
   Mobile (≤ 480px) | Tablet (481-1024px) | Desktop (≥ 1025px)
   =========================== */

/* ===========================
   TABLET + MOBILE (≤ 1024px)
   =========================== */
@media (max-width: 1024px) {
    /* Hamburger replaces inline menu */
    .hamburger {
        display: inline-flex;
    }

    /* Inline menu becomes a slide-in drawer from the right */
    .nav-menu {
        position: fixed;
        top: 0;
        right: 0;
        bottom: 0;
        width: min(320px, 85vw);
        flex-direction: column;
        justify-content: flex-start;
        align-items: stretch;
        gap: 0;
        padding: 5.5rem 1.5rem 2rem;
        background-color: var(--color-white);
        box-shadow: -4px 0 24px rgba(13, 43, 85, 0.15);
        transform: translateX(100%);
        transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
        overflow-y: auto;
        z-index: 999;
    }

    .nav-menu.active {
        transform: translateX(0);
    }

    .nav-menu li {
        width: 100%;
    }

    .nav-link {
        display: block;
        padding: 0.9rem 1rem;
        font-size: 1rem;
        border-radius: 8px;
        min-height: 44px;
    }

    .nav-link.active::before {
        display: none;
    }

    .nav-link-highlight {
        margin: 0.35rem 0;
        border-color: rgba(201, 146, 42, 0.5);
        background: rgba(244, 195, 102, 0.28);
    }

    .nav-link-highlight::after {
        top: 50%;
        right: 1rem;
        transform: translateY(-50%);
    }

    .nav-menu-cta {
        display: block;
        margin-top: 1rem;
        padding-top: 1rem;
        border-top: 1px solid rgba(13, 43, 85, 0.08);
    }

    .nav-menu-cta .btn {
        width: 100%;
        display: block;
        text-align: center;
    }

    /* Hide the desktop Apply Now since the drawer has its own */
    .nav-apply {
        display: none !important;
    }

    /* Layout grids stack to 2-col or 1-col */
    .about-content {
        grid-template-columns: 1fr;
        gap: 2.5rem;
    }

    .products-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }

    .directors-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .features-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .eligibility-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .growth-grid,
    .network-grid,
    .data-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    .cta-grid {
        grid-template-columns: 1fr;
    }

    .footer-content {
        grid-template-columns: repeat(2, 1fr);
        gap: 2rem;
    }

    /* Typography */
    .hero-headline {
        font-size: clamp(2rem, 5vw, 3rem);
    }

    .hero-subheadline {
        font-size: 1.05rem;
    }

    .section-title {
        font-size: clamp(1.6rem, 4vw, 2.2rem);
    }

    /* Container padding */
    .container {
        padding: 0 1.5rem;
    }

    .nav-container {
        padding: 0 1.5rem;
    }

    /* Logo on tablet */
    .logo-img {
        height: 76px;
    }

    .navbar.scrolled .logo-img {
        height: 60px;
    }

    .logo-abbr {
        font-size: 1.2rem;
    }

    .hero {
        margin-top: 84px;
        min-height: calc(100vh - 84px);
    }
}

/* ===========================
   MOBILE ONLY (≤ 480px)
   =========================== */
@media (max-width: 480px) {
    /* Container & sections */
    .container {
        padding: 0 1rem;
    }

    .nav-container {
        padding: 0 1rem;
        gap: 0.5rem;
    }

    section {
        padding: 3rem 0;
    }

    /* Hero */
    .hero {
        min-height: auto;
        padding: 3rem 0 2.5rem;
        margin-top: 72px;
    }

    .hero-content {
        padding: 20px;
        text-align: center;
        width: 100%;
    }

    .hero-headline {
        font-size: clamp(1.5rem, 7vw, 1.85rem);
        line-height: 1.25;
        margin-bottom: 1rem;
        text-align: center;
    }

    .hero-subheadline {
        font-size: 0.95rem;
        margin-bottom: 1.5rem;
    }

    .hero-eyebrow {
        font-size: 0.7rem;
        letter-spacing: 2px;
        padding: 0.4rem 1rem;
    }

    .hero-ctas {
        flex-direction: column;
        align-items: stretch;
        gap: 0.75rem;
    }

    .hero-ctas .btn {
        width: 100%;
    }

    /* Section headers */
    .section-header {
        margin-bottom: 2rem;
    }

    .section-title {
        font-size: 1.5rem;
    }

    .section-label {
        font-size: 0.65rem;
    }

    .section-subtitle {
        font-size: 1rem;
    }

    /* Stack everything single-column on mobile */
    .products-grid,
    .directors-grid,
    .features-grid,
    .footer-content {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    .product-card {
        padding: 1.5rem;
    }

    .product-card h3 {
        font-size: 1.15rem;
    }

    /* Mission quote */
    .mission-quote {
        font-size: 1.05rem;
        padding: 0.5rem 0 0.5rem 1rem;
    }

    /* Buttons full-width on mobile */
    .btn {
        width: 100%;
        min-height: 48px;
        display: inline-flex;
        align-items: center;
        justify-content: center;
    }

    /* Hero CTAs container */
    .cta-card .btn,
    .product-card .btn,
    .hero-ctas .btn {
        width: 100%;
    }

    /* Logo sizing on mobile */
    .logo-img {
        height: 58px;
    }

    .navbar.scrolled .logo-img {
        height: 50px;
    }

    .logo-abbr {
        font-size: 1rem;
        letter-spacing: 1px;
    }

    /* Footer */
    .footer-logo-img {
        height: 70px;
    }

    .footer-col h4 {
        margin-top: 1rem;
    }

    .footer-col:first-child h4 {
        margin-top: 0;
    }

    .footer-bottom {
        text-align: center;
    }

    .eligibility-help p {
        font-size: 0.9rem;
    }

    /* Marquee text size */
    .marquee-content span {
        font-size: 0.85rem;
    }
}

/* ===========================
   TABLET ONLY (481px - 1024px) extra polish
   =========================== */
@media (min-width: 481px) and (max-width: 1024px) {
    .container {
        padding: 0 2rem;
    }

    .hero-ctas {
        gap: 1rem;
    }

    .hero-ctas .btn {
        min-width: 200px;
    }

    .product-card {
        padding: 1.75rem;
    }
}

/* ===========================
   DESKTOP (≥ 1025px) baseline
   =========================== */
@media (min-width: 1025px) {
    .nav-menu {
        gap: 0.4rem;
    }

    /* Hide the duplicate Apply Now that lives inside .nav-menu (it's only for mobile drawer) */
    .nav-menu-cta {
        display: none;
    }
}

/* ===========================
   Scroll Triggered Animations
   =========================== */
.fade-in {
    opacity: 0;
    animation: fadeInUp 0.8s ease-out forwards;
}

.slide-in-left {
    opacity: 0;
    animation: slideInLeft 0.8s ease-out forwards;
}

.slide-in-right {
    opacity: 0;
    animation: slideInRight 0.8s ease-out forwards;
}

/* ===========================
   Hero Eyebrow + CTAs
   =========================== */
.hero-eyebrow {
    display: inline-block;
    font-size: 0.85rem;
    font-weight: 600;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--color-accent);
    margin-bottom: 1.2rem;
    padding: 0.5rem 1.2rem;
    border: 1px solid rgba(201, 146, 42, 0.4);
    border-radius: 30px;
    animation: fadeInUp 0.8s ease-out backwards;
}

.hero-ctas {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
    margin-top: 1rem;
    animation: fadeInUp 0.8s ease-out 0.6s backwards;
}

.btn-block {
    display: flex;
    width: 100%;
    align-items: center;
    justify-content: center;
    text-align: center;
    margin-top: auto;
}

.nav-cta {
    background-color: var(--color-accent);
    color: var(--color-primary) !important;
    padding: 0.5rem 1.1rem;
    border-radius: 24px;
    font-weight: 600;
}
.nav-cta:hover {
    background-color: var(--color-light-gold);
}

/* ===========================
   Mission Quote (About)
   =========================== */
.mission-quote {
    font-family: var(--font-heading);
    font-size: 1.35rem;
    font-style: italic;
    color: var(--color-primary);
    border-left: 4px solid var(--color-accent);
    padding: 0.5rem 0 0.5rem 1.5rem;
    margin-bottom: 1.5rem;
    line-height: 1.5;
}

/* ===========================
   School Growth Program
   =========================== */
.school-growth {
    background-color: var(--color-bg-cream);
}

.growth-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.growth-card {
    background: var(--color-white);
    border-radius: 12px;
    padding: 2.5rem 2rem;
    box-shadow: 0 4px 16px rgba(13, 43, 85, 0.06);
    border-top: 4px solid var(--color-accent);
    transition: all 0.3s ease;
    position: relative;
}

.growth-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 10px 28px rgba(13, 43, 85, 0.12);
}

.growth-step {
    font-family: var(--font-heading);
    font-size: 2.6rem;
    font-weight: 700;
    color: var(--color-accent);
    opacity: 0.45;
    line-height: 1;
    margin-bottom: 1rem;
}

.growth-card h3 {
    font-size: 1.25rem;
    color: var(--color-primary);
    margin-bottom: 0.8rem;
    font-weight: 700;
}

.growth-card p {
    color: var(--color-text-light);
    font-size: 0.98rem;
    line-height: 1.7;
}

/* ===========================
   School Network & Collaboration
   =========================== */
.school-network {
    background-color: var(--color-white);
}

.network-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.network-card {
    text-align: center;
    padding: 2.5rem 1.8rem;
    border-radius: 12px;
    background: var(--color-bg-cream);
    border: 1px solid rgba(13, 43, 85, 0.08);
    transition: all 0.3s ease;
}

.network-card:hover {
    transform: translateY(-6px);
    border-color: var(--color-accent);
    box-shadow: 0 10px 28px rgba(201, 146, 42, 0.15);
}

.network-icon {
    font-size: 2.6rem;
    margin-bottom: 1rem;
}

.network-card h3 {
    font-size: 1.2rem;
    color: var(--color-primary);
    margin-bottom: 0.7rem;
    font-weight: 700;
}

.network-card p {
    color: var(--color-text-light);
    font-size: 0.95rem;
    line-height: 1.7;
}

/* ===========================
   Data-Driven Impact
   =========================== */
.data-monitoring {
    background-color: var(--color-bg-cream);
}

.data-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.data-card {
    background: var(--color-white);
    border-radius: 12px;
    padding: 2.5rem 2rem;
    box-shadow: 0 4px 16px rgba(13, 43, 85, 0.06);
    transition: all 0.3s ease;
    border-left: 4px solid var(--color-primary);
}

.data-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 10px 28px rgba(13, 43, 85, 0.12);
    border-left-color: var(--color-accent);
}

.data-icon {
    font-size: 2.4rem;
    margin-bottom: 1rem;
}

.data-card h3 {
    font-size: 1.2rem;
    color: var(--color-primary);
    margin-bottom: 0.8rem;
    font-weight: 700;
}

.data-card p {
    color: var(--color-text-light);
    font-size: 0.97rem;
    line-height: 1.7;
}

/* ===========================
   Partner / Contact CTA Section
   =========================== */
.partner-cta {
    background-color: var(--color-white);
}

.cta-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.8rem;
}

.cta-card {
    background: linear-gradient(135deg, var(--color-bg-cream) 0%, #fff 100%);
    padding: 2.5rem;
    border-radius: 14px;
    border: 1px solid rgba(13, 43, 85, 0.1);
    text-align: center;
    transition: all 0.3s ease;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.cta-card:hover {
    transform: translateY(-6px);
    border-color: var(--color-accent);
    box-shadow: 0 12px 30px rgba(13, 43, 85, 0.1);
}

.cta-icon {
    font-size: 2.8rem;
    margin-bottom: 1rem;
}

.cta-card h3 {
    font-size: 1.3rem;
    color: var(--color-primary);
    margin-bottom: 0.8rem;
    font-weight: 700;
}

.cta-card p {
    color: var(--color-text-light);
    font-size: 0.97rem;
    line-height: 1.7;
    margin-bottom: 1.5rem;
    flex-grow: 1;
}

.cta-card .btn {
    margin-top: auto;
}

/* ===========================
   New-section responsive
   =========================== */
@media (max-width: 900px) {
    .growth-grid,
    .network-grid,
    .data-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    .cta-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 480px) {
    .mission-quote {
        font-size: 1.1rem;
        padding-left: 1rem;
    }

    .hero-eyebrow {
        font-size: 0.7rem;
        letter-spacing: 2px;
        padding: 0.4rem 1rem;
    }

    .hero-ctas {
        flex-direction: column;
        align-items: stretch;
    }

    .hero-ctas .btn {
        width: 100%;
    }
}

@keyframes pillarRise {
    from {
        opacity: 0;
        transform: translateY(34px) scale(0.94);
        filter: blur(2px);
    }
    to {
        opacity: 1;
        transform: translateY(0) scale(1);
        filter: blur(0);
    }
}

@keyframes foundationReveal {
    from {
        opacity: 0;
        transform: translateY(22px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes accentSweep {
    from {
        background-position: -160px 0;
    }
    to {
        background-position: 160px 0;
    }
}

/* ===========================
   Full-Width Pillars Section
   =========================== */
.pillars-section {
    width: 100vw;
    position: relative;
    left: 50%;
    right: 50%;
    margin-left: -50vw;
    margin-right: -50vw;
    padding: clamp(2.75rem, 5vw, 4.75rem) 0 clamp(2.5rem, 4vw, 3.75rem);
    background-color: var(--color-bg-cream);
    background-image:
        linear-gradient(135deg, rgba(255, 255, 255, 0.98) 0%, rgba(250, 250, 247, 0.95) 42%, rgba(244, 195, 102, 0.16) 100%),
        repeating-linear-gradient(90deg, rgba(13, 43, 85, 0.035) 0 1px, transparent 1px 118px),
        repeating-linear-gradient(0deg, rgba(201, 146, 42, 0.04) 0 1px, transparent 1px 96px);
    display: flex;
    flex-direction: column;
    gap: clamp(1.75rem, 3vw, 2.5rem);
    overflow: hidden;
    isolation: isolate;
}

.pillars-section::before,
.pillars-section::after {
    content: '';
    position: absolute;
    left: 0;
    right: 0;
    pointer-events: none;
    z-index: 0;
}

.pillars-section::before {
    top: 0;
    height: 5px;
    background:
        linear-gradient(90deg, transparent, rgba(201, 146, 42, 0.15), transparent),
        linear-gradient(90deg, var(--color-accent), var(--color-light-gold), var(--color-accent));
    background-size: 100% 100%, 160px 100%;
    animation: accentSweep 4s linear infinite;
}

.pillars-section::after {
    inset: 0;
    background:
        linear-gradient(90deg, transparent 0%, rgba(13, 43, 85, 0.05) 18%, transparent 36%),
        linear-gradient(0deg, rgba(255, 255, 255, 0.36), transparent 28%, transparent 72%, rgba(255, 255, 255, 0.42));
    opacity: 0.75;
}

/* ===========================
   Five Pillars Visual
   =========================== */
.pillars-visual {
    position: relative;
    z-index: 1;
    background: transparent;
    border: none;
    border-radius: 0;
    padding: 0;
    box-shadow: none;
    overflow: visible;
    width: 100%;
    display: flex;
    justify-content: center;
    animation: fadeInUp 0.8s ease-out;
}

.pillars-visual-title {
    font-family: var(--font-heading);
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 1.4rem;
    display: none;
}

.pillars-colonnade {
    display: flex;
    flex-wrap: wrap;
    gap: clamp(1.35rem, 4vw, 4rem);
    align-items: flex-end;
    justify-content: center;
    width: 100%;
    max-width: 1320px;
    padding: 0 clamp(1rem, 4vw, 3rem) 0.35rem;
    position: relative;
    z-index: 2;
}

.pillars-colonnade::before {
    content: '';
    position: absolute;
    left: clamp(2rem, 7vw, 6rem);
    right: clamp(2rem, 7vw, 6rem);
    bottom: 4.9rem;
    height: 14px;
    background: linear-gradient(90deg, transparent, rgba(13, 43, 85, 0.14), rgba(201, 146, 42, 0.18), rgba(13, 43, 85, 0.14), transparent);
    filter: blur(8px);
    opacity: 0.75;
}

.pillar {
    flex: 0 1 132px;
    display: flex;
    flex-direction: column;
    align-items: center;
    min-width: 112px;
    padding: 0 0.35rem;
    position: relative;
    isolation: isolate;
    transform-origin: bottom center;
    cursor: pointer;
    animation: pillarRise 0.78s cubic-bezier(0.2, 0.8, 0.2, 1) both;
    transition: transform 0.32s ease, filter 0.32s ease;
}

.pillar:nth-child(1) {
    animation-delay: 0.05s;
}

.pillar:nth-child(2) {
    animation-delay: 0.14s;
}

.pillar:nth-child(3) {
    animation-delay: 0.23s;
}

.pillar:nth-child(4) {
    animation-delay: 0.32s;
}

.pillar:nth-child(5) {
    animation-delay: 0.41s;
}

.pillar::after {
    content: '';
    position: absolute;
    bottom: 4.55rem;
    width: 106px;
    height: 18px;
    background: radial-gradient(ellipse at center, rgba(13, 43, 85, 0.32) 0%, rgba(13, 43, 85, 0.12) 48%, transparent 72%);
    opacity: 0.58;
    transform: scaleX(0.88);
    transition: transform 0.32s ease, opacity 0.32s ease;
    z-index: -1;
}

.pillar:hover {
    transform: translateY(-12px) scale(1.04);
    filter: drop-shadow(0 18px 24px rgba(13, 43, 85, 0.16));
}

.pillar:hover::after {
    opacity: 0.38;
    transform: scaleX(1.08);
}

.pillar-capital,
.pillar-shaft,
.pillar-base,
.pillar-label {
    position: relative;
    z-index: 1;
}

.pillar-capital {
    width: 82px;
    height: 20px;
    background:
        linear-gradient(90deg, rgba(255, 255, 255, 0.3), transparent 22%, rgba(108, 67, 7, 0.18) 78%, rgba(255, 255, 255, 0.18)),
        linear-gradient(180deg, #ffdf86 0%, var(--color-light-gold) 32%, #d79d2d 70%, #a96f15 100%);
    border: 1px solid rgba(128, 83, 10, 0.3);
    border-radius: 5px 5px 2px 2px;
    box-shadow:
        inset 0 2px 0 rgba(255, 255, 255, 0.42),
        0 7px 14px rgba(201, 146, 42, 0.28),
        0 2px 0 rgba(88, 55, 5, 0.16);
    transition: transform 0.32s ease, box-shadow 0.32s ease, filter 0.32s ease;
}

.pillar-capital::before {
    content: '';
    position: absolute;
    left: 9px;
    right: 9px;
    top: 5px;
    height: 3px;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.58), transparent);
    border-radius: 2px;
}

.pillar-capital::after {
    content: '';
    position: absolute;
    left: 10px;
    right: 10px;
    bottom: -6px;
    height: 6px;
    background: linear-gradient(180deg, #c58a24, #8f5f17);
    border-radius: 0 0 3px 3px;
    box-shadow: 0 3px 8px rgba(86, 56, 11, 0.18);
}

.pillar-shaft {
    width: 62px;
    height: 178px;
    background:
        linear-gradient(90deg, rgba(255, 255, 255, 0.16) 0%, rgba(255, 255, 255, 0.06) 14%, transparent 42%, rgba(0, 0, 0, 0.2) 100%),
        linear-gradient(180deg, #2b578c 0%, #173d70 34%, var(--color-primary) 66%, #071c35 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    border: 1px solid rgba(201, 146, 42, 0.2);
    border-top: none;
    box-shadow:
        inset 8px 0 12px rgba(255, 255, 255, 0.06),
        inset -10px 0 18px rgba(3, 15, 30, 0.38),
        0 12px 24px rgba(13, 43, 85, 0.26),
        10px 16px 30px rgba(13, 43, 85, 0.14);
    transition: transform 0.32s ease, box-shadow 0.32s ease, filter 0.32s ease, background 0.32s ease;
}

.pillar-shaft::before {
    content: '';
    position: absolute;
    inset: 0;
    background: repeating-linear-gradient(90deg, rgba(255, 255, 255, 0.11) 0 2px, transparent 2px 13px);
    opacity: 0.4;
}

.pillar-shaft::after {
    content: '';
    position: absolute;
    inset: 0;
    background:
        linear-gradient(180deg, rgba(255, 255, 255, 0.16), transparent 32%, transparent 78%, rgba(0, 0, 0, 0.16)),
        linear-gradient(90deg, transparent 0%, rgba(255, 255, 255, 0.12) 46%, transparent 58%);
    opacity: 0.82;
}

.pillar-icon {
    position: relative;
    z-index: 2;
    font-size: 2.85rem;
    line-height: 1;
    transition: transform 0.32s ease, filter 0.32s ease;
    filter:
        drop-shadow(0 2px 1px rgba(255, 255, 255, 0.35))
        drop-shadow(0 8px 8px rgba(0, 0, 0, 0.24));
}

.pillar-base {
    width: 92px;
    height: 14px;
    background:
        linear-gradient(90deg, #071a32 0%, var(--color-primary) 28%, #20456f 48%, #071a32 100%),
        linear-gradient(180deg, rgba(255, 255, 255, 0.14), transparent);
    border-top: 2px solid rgba(201, 146, 42, 0.38);
    border-radius: 0 0 5px 5px;
    box-shadow:
        inset 0 1px 0 rgba(255, 255, 255, 0.1),
        0 8px 14px rgba(13, 43, 85, 0.24);
    transition: transform 0.32s ease, box-shadow 0.32s ease, filter 0.32s ease;
}

.pillar-label {
    width: 132px;
    min-height: 3.85rem;
    font-size: 0.83rem;
    font-weight: 800;
    color: var(--color-primary);
    text-align: center;
    line-height: 1.34;
    margin: 1.05rem 0 0;
    padding: 0 0.25rem 0.5rem;
    letter-spacing: 0.2px;
    text-transform: none;
    text-shadow: 0 1px 0 rgba(255, 255, 255, 0.85);
    transition: color 0.32s ease, transform 0.32s ease, text-shadow 0.32s ease;
}

.pillar-label::after {
    content: '';
    position: absolute;
    left: 50%;
    bottom: 0;
    width: 34px;
    height: 3px;
    background: linear-gradient(90deg, transparent, var(--color-accent), transparent);
    border-radius: 3px;
    transform: translateX(-50%) scaleX(0.75);
    opacity: 0.65;
    transition: transform 0.32s ease, opacity 0.32s ease;
}

.pillar:hover .pillar-capital {
    transform: translateY(-2px);
    filter: saturate(1.12) brightness(1.06);
    box-shadow:
        inset 0 2px 0 rgba(255, 255, 255, 0.48),
        0 10px 20px rgba(201, 146, 42, 0.38),
        0 0 22px rgba(244, 195, 102, 0.32);
}

.pillar:hover .pillar-shaft {
    transform: translateY(-1px);
    box-shadow:
        inset 8px 0 12px rgba(255, 255, 255, 0.08),
        inset -10px 0 18px rgba(3, 15, 30, 0.32),
        0 18px 34px rgba(13, 43, 85, 0.34),
        0 0 28px rgba(201, 146, 42, 0.22);
    filter: brightness(1.08) saturate(1.08);
}

.pillar:hover .pillar-icon {
    transform: scale(1.2) rotate(4deg);
    animation: bounce 0.6s ease-in-out;
    filter:
        drop-shadow(0 2px 1px rgba(255, 255, 255, 0.45))
        drop-shadow(0 10px 10px rgba(0, 0, 0, 0.28));
}

.pillar:hover .pillar-base {
    filter: brightness(1.08);
    box-shadow:
        inset 0 1px 0 rgba(255, 255, 255, 0.12),
        0 10px 18px rgba(13, 43, 85, 0.3),
        0 0 18px rgba(201, 146, 42, 0.2);
}

.pillar:hover .pillar-label {
    color: #9e6818;
    transform: translateY(-2px);
    text-shadow: 0 2px 8px rgba(201, 146, 42, 0.18);
}

.pillar:hover .pillar-label::after {
    opacity: 1;
    transform: translateX(-50%) scaleX(1.25);
}

.pillars-foundation {
    position: relative;
    z-index: 1;
    width: 100%;
    padding: clamp(1.4rem, 3vw, 2rem) clamp(1rem, 4vw, 2.5rem);
    margin: 0;
    text-align: center;
    background:
        linear-gradient(90deg, rgba(13, 43, 85, 0.04), rgba(201, 146, 42, 0.13), rgba(13, 43, 85, 0.04)),
        linear-gradient(180deg, rgba(255, 255, 255, 0.68), rgba(255, 255, 255, 0.22));
    border-top: 1px solid rgba(201, 146, 42, 0.28);
    border-bottom: 1px solid rgba(13, 43, 85, 0.08);
    box-shadow:
        inset 0 1px 0 rgba(255, 255, 255, 0.65),
        inset 0 -1px 0 rgba(255, 255, 255, 0.45);
    animation: foundationReveal 0.8s ease-out 0.55s backwards;
}

.pillars-foundation::before {
    content: '';
    display: block;
    position: absolute;
    top: -2px;
    left: 50%;
    transform: translateX(-50%);
    width: min(420px, 60vw);
    height: 4px;
    background: linear-gradient(90deg, transparent, var(--color-accent), var(--color-light-gold), var(--color-accent), transparent);
    border-radius: 2px;
    box-shadow: 0 5px 18px rgba(201, 146, 42, 0.28);
}

.pillars-foundation p {
    position: relative;
    font-family: var(--font-heading);
    font-size: clamp(1.1rem, 2.2vw, 1.42rem);
    color: var(--color-primary);
    line-height: 1.7;
    font-style: italic;
    margin: 0 auto;
    max-width: 930px;
    font-weight: 700;
    letter-spacing: 0.1px;
    text-wrap: balance;
    text-shadow: 0 1px 0 rgba(255, 255, 255, 0.8);
}

@media (max-width: 900px) {
    .pillars-section {
        padding-top: 2.75rem;
    }

    .pillars-colonnade {
        gap: 1.8rem 1.2rem;
    }

    .pillar {
        flex-basis: 118px;
        min-width: 104px;
    }

    .pillar-capital {
        width: 74px;
        height: 18px;
    }

    .pillar-shaft {
        width: 56px;
        height: 150px;
    }

    .pillar-icon {
        font-size: 2.45rem;
    }

    .pillar-base {
        width: 82px;
    }

    .pillar-label {
        width: 118px;
        font-size: 0.78rem;
    }
}

@media (max-width: 520px) {
    .pillars-section {
        padding-top: 2.25rem;
        gap: 1.4rem;
    }

    .pillars-colonnade {
        gap: 1.35rem 0.65rem;
        padding-inline: 0.75rem;
    }

    .pillars-colonnade::before {
        display: none;
    }

    .pillar {
        flex-basis: 96px;
        min-width: 92px;
    }

    .pillar::after {
        bottom: 4.2rem;
        width: 82px;
    }

    .pillar-capital {
        width: 64px;
        height: 16px;
    }

    .pillar-shaft {
        width: 48px;
        height: 122px;
    }

    .pillar-icon {
        font-size: 2.05rem;
    }

    .pillar-base {
        width: 70px;
        height: 12px;
    }

    .pillar-label {
        width: 96px;
        min-height: 3.45rem;
        font-size: 0.7rem;
        line-height: 1.28;
        margin-top: 0.85rem;
    }

    .pillars-foundation {
        padding: 1.2rem 1rem;
    }
}

@media (prefers-reduced-motion: reduce) {
    .pillars-section::before,
    .pillars-visual,
    .pillar,
    .pillars-foundation,
    .pillar:hover .pillar-icon {
        animation: none;
    }

    .pillar,
    .pillar-capital,
    .pillar-shaft,
    .pillar-icon,
    .pillar-base,
    .pillar-label {
        transition: none;
    }
}

/* ===========================
   BUFL 2026 Interaction + Content Refresh
   =========================== */
:root {
    --color-blue-pillar: #0D4C86;
    --color-gold-pillar: #D49A1F;
    --color-navy-pillar: #061C38;
    --color-orange-pillar: #D95F18;
    --color-green-pillar: #1F6B2D;
    --color-border-soft: rgba(13, 43, 85, 0.12);
}

section,
.product-card,
.flow-card,
.identity-card,
.faq-item,
.emi-calculator,
.overseas-loan-panel {
    scroll-margin-top: 120px;
}

/* Header loans dropdown */
.nav-dropdown {
    position: relative;
    isolation: isolate;
    z-index: 9999;
}

.nav-dropdown-toggle {
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    color: #0D2B55 !important;
    font-weight: 500 !important;
    font-size: 0.95rem !important;
    background: transparent !important;
    border: none !important;
    padding: 0.55rem 1rem !important;
}

.nav-dropdown-toggle.active,
.nav-dropdown-toggle:hover,
.nav-dropdown-toggle:focus {
    color: #0D2B55 !important;
    background: transparent !important;
}

.dropdown-chevron {
    width: 8px;
    height: 8px;
    border-right: 2px solid currentColor;
    border-bottom: 2px solid currentColor;
    transform: rotate(45deg) translateY(-2px);
    transition: transform 0.2s ease;
}

.nav-dropdown.open .dropdown-chevron,
.nav-dropdown:hover .dropdown-chevron {
    transform: rotate(225deg) translateY(-1px);
}

.loans-dropdown {
    position: absolute;
    top: calc(100% + 0.7rem);
    left: 0;
    min-width: 270px;
    list-style: none;
    padding: 0.55rem;
    background: #FFFFFF !important;
    border: 1px solid rgba(13, 43, 85, 0.1) !important;
    border-top: 3px solid #C9922A !important;
    border-radius: 8px;
    box-shadow: 0 18px 40px rgba(13, 43, 85, 0.16) !important;
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: opacity 0.2s ease, visibility 0.2s ease, transform 0.2s ease;
    z-index: 10000;
    pointer-events: none;
}

.nav-dropdown.open .loans-dropdown,
.nav-dropdown:hover .loans-dropdown,
.nav-dropdown:focus-within .loans-dropdown {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
    pointer-events: auto;
}

.dropdown-link {
    display: block !important;
    padding: 0.78rem 0.9rem !important;
    color: #0D2B55 !important;
    text-decoration: none !important;
    font-size: 0.92rem !important;
    font-weight: 600 !important;
    border-radius: 6px !important;
    transition: background-color 0.2s ease, color 0.2s ease !important;
    background: transparent !important;
    line-height: 1.5 !important;
    white-space: normal !important;
}

.dropdown-link:hover,
.dropdown-link:focus {
    color: #C9922A !important;
    background: rgba(201, 146, 42, 0.1) !important;
    outline: none !important;
}

/* Product banner carousel */
.product-slider {
    padding: 0;
    background: #f5f6f2;
}

.slider-stage {
    position: relative;
    min-height: 390px;
    overflow: hidden;
    isolation: isolate;
}

.product-slide {
    position: absolute;
    inset: 0;
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(340px, 0.78fr);
    align-items: center;
    gap: clamp(1.5rem, 4vw, 4rem);
    padding: 3.4rem 8rem 4.2rem;
    color: var(--color-white);
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateX(3%);
    transition: opacity 0.45s ease, transform 0.45s ease, visibility 0.45s ease;
    cursor: pointer;
}

.product-slide.is-active {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateX(0);
}

.product-slide::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        linear-gradient(90deg, rgba(255, 255, 255, 0.14), transparent 35%),
        repeating-linear-gradient(90deg, rgba(255, 255, 255, 0.06) 0 1px, transparent 1px 96px);
    z-index: -1;
}

.product-slide-blue {
    background: linear-gradient(135deg, #08264c 0%, var(--color-blue-pillar) 100%);
}

.product-slide-gold {
    background: linear-gradient(135deg, #9f6811 0%, var(--color-gold-pillar) 100%);
    color: #071c35;
}

.product-slide-navy {
    background: linear-gradient(135deg, #020d1c 0%, var(--color-navy-pillar) 100%);
}

.product-slide-orange {
    background: linear-gradient(135deg, #9d3512 0%, var(--color-orange-pillar) 100%);
}

.product-slide-green {
    background: linear-gradient(135deg, #0c3719 0%, var(--color-green-pillar) 100%);
}

.slide-copy {
    max-width: 720px;
}

.slide-kicker {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 54px;
    height: 54px;
    margin-bottom: 1rem;
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.16);
    border: 1px solid rgba(255, 255, 255, 0.28);
    font-family: var(--font-heading);
    font-size: 1.45rem;
    font-weight: 700;
}

.product-slide-gold .slide-kicker {
    background: rgba(255, 255, 255, 0.38);
    border-color: rgba(13, 43, 85, 0.16);
}

.slide-copy h2 {
    font-family: var(--font-heading);
    font-size: 3rem;
    line-height: 1.12;
    margin-bottom: 0.75rem;
}

.slide-copy p {
    font-size: 1.35rem;
    font-weight: 700;
}

.slide-visual {
    justify-self: center;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    width: min(470px, 100%);
    height: 250px;
    padding: 0;
    border-radius: 18px;
    overflow: hidden;
    border: 1px solid rgba(255, 255, 255, 0.35);
    box-shadow: 0 24px 54px rgba(0, 0, 0, 0.28);
    background: rgba(255, 255, 255, 0.16);
}

.slide-visual::before {
    content: '';
    position: absolute;
    inset: 0;
    z-index: 1;
    background:
        linear-gradient(180deg, rgba(2, 13, 28, 0.06), rgba(2, 13, 28, 0.38)),
        linear-gradient(90deg, rgba(2, 13, 28, 0.18), transparent 45%);
    filter: none;
}

.slide-svg {
    position: relative;
    z-index: 1;
    width: min(240px, 100%);
    height: auto;
    max-height: 180px;
    display: block;
    filter: drop-shadow(0 18px 22px rgba(0, 0, 0, 0.22));
}

.slide-photo {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transform: scale(1.02);
}

.slide-photo-badge {
    position: absolute;
    right: 1rem;
    bottom: 1rem;
    z-index: 2;
    width: 58px;
    height: 58px;
    border-radius: 16px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: rgba(244, 195, 102, 0.94);
    color: var(--color-primary);
    border: 1px solid rgba(255, 255, 255, 0.55);
    font-size: 1.7rem;
    font-weight: 900;
    box-shadow: 0 16px 28px rgba(0, 0, 0, 0.22);
}

.slide-icon {
    position: relative;
    font-size: 7.25rem;
    line-height: 1;
    filter: drop-shadow(0 14px 16px rgba(0, 0, 0, 0.25));
}

.slide-rupee,
.slide-tool,
.slide-people {
    position: absolute;
    right: 20px;
    bottom: 24px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: var(--color-light-gold);
    color: var(--color-primary);
    font-size: 1.6rem;
    font-weight: 800;
    box-shadow: 0 10px 24px rgba(0, 0, 0, 0.22);
}

.slide-tool,
.slide-people {
    font-size: 2rem;
}

.slider-arrow {
    position: absolute;
    top: 50%;
    z-index: 5;
    transform: translateY(-50%);
    width: 46px;
    height: 58px;
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.9);
    color: var(--color-primary);
    font-size: 2.8rem;
    line-height: 1;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 8px 24px rgba(13, 43, 85, 0.22);
}

.slider-arrow:hover,
.slider-arrow:focus {
    background: var(--color-white);
    outline: 2px solid rgba(201, 146, 42, 0.45);
}

.slider-arrow-prev {
    left: 1.5rem;
}

.slider-arrow-next {
    right: 1.5rem;
}

.slider-dots {
    position: absolute;
    left: 50%;
    bottom: 1.15rem;
    z-index: 5;
    display: flex;
    gap: 0.55rem;
    transform: translateX(-50%);
}

.slider-dot {
    width: 11px;
    height: 11px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.54);
    border: 1px solid rgba(255, 255, 255, 0.6);
    transition: width 0.2s ease, background-color 0.2s ease;
}

.slider-dot.is-active {
    width: 30px;
    border-radius: 999px;
    background: var(--color-light-gold);
}

/* Vision, mission, identity, and core values */
.vision-mission-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.4rem;
    margin-bottom: 2.5rem;
}

.vision-card,
.mission-card,
.identity-card {
    background: var(--color-white);
    border: 1px solid var(--color-border-soft);
    border-top: 5px solid var(--color-accent);
    border-radius: 12px;
    padding: 2rem 2.2rem;
    box-shadow: 0 8px 26px rgba(13, 43, 85, 0.06);
    transition: all 0.3s ease;
}

.identity-card:hover {
    box-shadow: 0 12px 32px rgba(13, 43, 85, 0.1);
    border-top-color: #C9922A;
}

.identity-card:nth-child(4) {
    border-top-color: #C9922A;
    background: linear-gradient(135deg, #fdfbf8 0%, #ffffff 100%);
}

.mission-card {
    border-top-color: var(--color-primary);
}

.content-label {
    display: inline-block;
    margin-bottom: 1rem;
    color: var(--color-accent);
    font-size: 0.8rem;
    font-weight: 900;
    text-transform: uppercase;
    letter-spacing: 1.2px;
}

.vision-card p,
.mission-card p,
.identity-card p {
    color: var(--color-text-light);
    line-height: 1.8;
}

.vision-card h3,
.mission-card h3 {
    font-family: var(--font-heading);
    color: var(--color-primary);
    font-size: 1.7rem;
    line-height: 1.25;
    margin-bottom: 1rem;
}

.mission-line {
    color: var(--color-primary) !important;
    font-weight: 800;
    font-size: 1.1rem;
    margin-bottom: 0.7rem;
}

.identity-sections {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1.8rem;
    margin-top: 2.5rem;
}

.identity-card-wide {
    grid-column: 1 / -1;
}

.core-values-visual {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 0.8rem;
    margin-top: 0.6rem;
}

.value-pillar {
    min-height: 160px;
    border: 1px solid rgba(13, 43, 85, 0.1);
    border-radius: 8px;
    background: linear-gradient(180deg, #fff 0%, #f6f7f2 100%);
    overflow: hidden;
    text-align: center;
    display: flex;
    flex-direction: column;
    justify-content: stretch;
}

.value-icon {
    min-height: 58px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2.25rem;
    color: var(--color-primary);
}

.value-pillar h3 {
    color: var(--color-white);
    padding: 0.7rem 0.35rem;
    font-size: 0.98rem;
    line-height: 1.2;
}

.value-pillar p {
    padding: 0.8rem 0.55rem 1rem;
    color: var(--color-primary);
    font-weight: 700;
    font-size: 0.82rem;
    line-height: 1.35;
    margin: 0;
}

.value-integrity h3 {
    background: var(--color-navy-pillar);
}

.value-innovation h3 {
    background: var(--color-gold-pillar);
}

.value-inclusion h3 {
    background: #0E7A67;
}

.value-impact h3 {
    background: var(--color-orange-pillar);
}

.value-partnership h3 {
    background: var(--color-green-pillar);
}

.suggested-image-note {
    margin-top: 1rem;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--color-accent) !important;
}

/* Phystal */
.phystal {
    background:
        linear-gradient(135deg, rgba(13, 43, 85, 0.98), rgba(10, 31, 61, 0.96)),
        radial-gradient(circle at 78% 22%, rgba(244, 195, 102, 0.22), transparent 30%);
    color: var(--color-white);
}

.phystal .section-title {
    color: var(--color-white);
}

.phystal-layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 440px;
    gap: 3rem;
    align-items: center;
}

.phystal-copy p {
    max-width: 720px;
    color: #dde6ef;
    font-size: 1.06rem;
    line-height: 1.85;
    margin-bottom: 1.1rem;
}

.phystal-diagram {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1rem;
    align-items: center;
}

.phystal-orbit,
.phystal-core {
    border-radius: 8px;
    padding: 1.35rem 1.5rem;
    text-align: center;
    font-weight: 800;
}

.phystal-orbit {
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(244, 195, 102, 0.32);
    color: #f7ecd0;
}

.phystal-core {
    background: var(--color-accent);
    color: var(--color-primary);
    font-family: var(--font-heading);
    font-size: 2.15rem;
    box-shadow: 0 18px 38px rgba(0, 0, 0, 0.22);
}

/* Redesigned product cards */
.products .section-subtitle {
    color: #d9e4ef;
}

.product-pillar-grid {
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 1.1rem;
}

.product-card {
    border: 1px solid rgba(255, 255, 255, 0.18);
    border-top: 0;
    border-radius: 8px;
    padding: 1.35rem;
    position: relative;
    overflow: hidden;
    min-width: 0;
    box-shadow: 0 14px 34px rgba(2, 13, 28, 0.16);
}

.product-card::before {
    content: '';
    position: absolute;
    inset: 0 0 auto 0;
    height: 7px;
    background: var(--product-color, var(--color-accent));
}

.product-card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.75rem;
    margin-bottom: 1.15rem;
}

.product-number {
    font-family: var(--font-heading);
    font-size: 2.35rem;
    color: var(--product-color, var(--color-accent));
    font-weight: 800;
    line-height: 1;
}

.product-card .product-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    margin: 0;
    border-radius: 8px;
    background: var(--product-tint, rgba(201, 146, 42, 0.1));
    color: var(--product-color, var(--color-accent));
    font-size: 2rem;
}

.product-card h3 {
    font-size: 1.12rem;
    line-height: 1.28;
}

.product-card .btn-block {
    width: 220px;
    max-width: 100%;
    height: 64px;
    min-height: 64px;
    padding: 0.7rem 1rem;
    border-radius: 999px;
    white-space: normal;
    text-align: center;
    line-height: 1.25;
    overflow-wrap: anywhere;
    font-size: 0.88rem;
    align-self: center;
    flex: 0 0 64px;
}

.product-subtitle {
    color: var(--product-color, var(--color-accent));
    font-weight: 800;
    font-size: 0.9rem;
    margin: -0.25rem 0 0.7rem;
}

.product-card-blue {
    --product-color: var(--color-blue-pillar);
    --product-tint: #e8f1fb;
}

.product-card-gold {
    --product-color: var(--color-gold-pillar);
    --product-tint: #fff4d7;
}

.product-card-navy {
    --product-color: var(--color-navy-pillar);
    --product-tint: #e9eef7;
}

.product-card-orange {
    --product-color: var(--color-orange-pillar);
    --product-tint: #fff0e7;
}

.product-card-green {
    --product-color: var(--color-green-pillar);
    --product-tint: #e9f5eb;
}

.product-highlights li::before {
    content: '';
    top: 0.55rem;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--product-color, var(--color-accent));
}

.overseas-loan-panel {
    display: grid;
    grid-template-columns: minmax(0, 1.2fr) minmax(260px, 0.9fr) auto;
    gap: 1.5rem;
    align-items: center;
    margin-top: 1.5rem;
    padding: 1.6rem;
    border-radius: 8px;
    background: linear-gradient(135deg, #f8fbff, #ffffff);
    border: 1px solid rgba(201, 146, 42, 0.34);
    box-shadow: 0 12px 30px rgba(13, 43, 85, 0.1);
}

.overseas-loan-panel h3 {
    color: var(--color-primary);
    font-size: 1.35rem;
    margin-bottom: 0.35rem;
}

.overseas-loan-panel p,
.overseas-loan-panel li {
    color: var(--color-text-light);
    font-size: 0.95rem;
}

.overseas-loan-panel ul {
    padding-left: 1.1rem;
}

.overseas-loan-panel li {
    margin-bottom: 0.35rem;
}

/* EMI calculator */
.emi-calculator {
    margin-top: 1.5rem;
    position: relative;
    background:
        linear-gradient(135deg, rgba(255, 255, 255, 0.98), rgba(255, 248, 234, 0.98)),
        radial-gradient(circle at 90% 0%, rgba(244, 195, 102, 0.28), transparent 34%);
    border: 2px solid rgba(201, 146, 42, 0.52);
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 18px 48px rgba(2, 13, 28, 0.2);
}

.emi-calculator::before {
    content: 'Featured Tool';
    position: absolute;
    top: 1rem;
    right: 1.25rem;
    z-index: 2;
    padding: 0.38rem 0.8rem;
    border-radius: 999px;
    background: var(--color-green-pillar);
    color: var(--color-white);
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}

.emi-calculator summary {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
    padding: 1.5rem 8.2rem 1.5rem 1.5rem;
    cursor: pointer;
    color: var(--color-primary);
    font-weight: 800;
    background:
        linear-gradient(90deg, rgba(13, 43, 85, 0.06), transparent),
        linear-gradient(180deg, rgba(255, 255, 255, 0.7), rgba(255, 255, 255, 0));
}

.emi-calculator summary::-webkit-details-marker {
    display: none;
}

.emi-calculator summary::after {
    content: '+';
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--color-accent);
    color: var(--color-primary);
    font-size: 1.4rem;
    box-shadow: 0 10px 22px rgba(201, 146, 42, 0.28);
}

.emi-calculator[open] summary::after {
    content: '-';
}

.emi-calculator summary span {
    display: inline-flex;
    align-items: center;
    gap: 0.65rem;
    font-size: 1.45rem;
}

.emi-calculator summary span::before {
    content: '₹';
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: var(--color-primary);
    color: var(--color-light-gold);
    font-family: var(--font-heading);
    font-weight: 800;
}

.emi-calculator summary small {
    color: var(--color-text-light);
    font-weight: 600;
    font-size: 0.92rem;
}

.emi-calculator-body {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(320px, 0.8fr);
    gap: 1.5rem;
    padding: 0 1.5rem 1.5rem;
}

.emi-inputs {
    display: grid;
    gap: 0.85rem;
}

.emi-inputs label,
.tenure-header > label {
    color: var(--color-primary);
    font-weight: 700;
    font-size: 0.92rem;
}

.emi-inputs input[type="number"] {
    width: 100%;
    min-height: 46px;
    border: 1px solid rgba(13, 43, 85, 0.18);
    border-radius: 8px;
    padding: 0.75rem 0.9rem;
    color: var(--color-primary);
    font: inherit;
    font-weight: 600;
}

.range-row {
    display: grid;
    grid-template-columns: 1fr 160px;
    gap: 0.8rem;
    align-items: center;
}

.emi-inputs input[type="range"] {
    width: 100%;
    accent-color: var(--color-accent);
}

.tenure-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
}

.tenure-toggle {
    display: inline-grid;
    grid-template-columns: 1fr 1fr;
    border: 1px solid rgba(13, 43, 85, 0.16);
    border-radius: 8px;
    overflow: hidden;
}

.tenure-toggle input {
    position: absolute;
    opacity: 0;
    pointer-events: none;
}

.tenure-toggle label {
    padding: 0.45rem 0.75rem;
    color: var(--color-primary);
    font-size: 0.82rem;
    font-weight: 800;
    cursor: pointer;
}

.tenure-toggle input:checked + label {
    background: var(--color-primary);
    color: var(--color-white);
}

.emi-results {
    display: grid;
    gap: 0.8rem;
}

.emi-result-card {
    padding: 1rem;
    border-radius: 8px;
    background: #f6f8fb;
    border: 1px solid rgba(13, 43, 85, 0.08);
}

.emi-result-card span {
    display: block;
    color: var(--color-text-light);
    font-size: 0.85rem;
    margin-bottom: 0.25rem;
}

.emi-result-card strong {
    color: var(--color-primary);
    font-size: 1.45rem;
}

.emi-split {
    padding: 1rem;
    border-radius: 8px;
    background: #fff8ea;
}

.emi-split-bar {
    display: flex;
    height: 16px;
    border-radius: 999px;
    overflow: hidden;
    background: rgba(13, 43, 85, 0.08);
}

.principal-bar {
    width: 70%;
    background: var(--color-primary);
}

.interest-bar {
    width: 30%;
    background: var(--color-accent);
}

.emi-split-legend {
    display: flex;
    justify-content: space-between;
    gap: 1rem;
    margin-top: 0.7rem;
    color: var(--color-primary);
    font-size: 0.82rem;
    font-weight: 700;
}

.emi-split-legend span {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
}

.emi-split-legend i {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    display: inline-block;
}

.legend-principal {
    background: var(--color-primary);
}

.legend-interest {
    background: var(--color-accent);
}

/* Growth and network flow sections */
.flow-subtitle {
    color: var(--color-primary);
    font-weight: 800;
    margin-top: 0.5rem;
}

.flow-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 64px minmax(0, 1fr) 64px minmax(0, 1fr);
    align-items: stretch;
    gap: 0;
}

.flow-card {
    position: relative;
    background: var(--color-white);
    border: 2px solid var(--flow-color);
    border-radius: 8px;
    box-shadow: 0 12px 28px rgba(13, 43, 85, 0.1);
    overflow: hidden;
    min-height: 0;
    min-width: 0;
    display: grid;
    grid-template-rows: 118px auto 1fr;
}

.flow-card::before {
    content: none;
}

.flow-illustration {
    min-height: 118px;
    padding: 1rem 1rem 0.85rem;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.35rem;
    font-size: clamp(1.8rem, 3vw, 2.45rem);
    position: relative;
    z-index: 1;
    background: var(--color-white);
}

.flow-illustration span {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    line-height: 1;
    filter: drop-shadow(0 8px 10px rgba(13, 43, 85, 0.12));
}

.flow-illustration span:nth-child(2) {
    font-size: 0.9em;
    transform: none;
}

.flow-illustration span:nth-child(3) {
    font-size: 0.8em;
    transform: none;
}

.flow-heading {
    min-height: 74px;
    display: grid;
    grid-template-columns: auto minmax(0, 1fr);
    align-items: center;
    gap: 0.65rem;
    padding: 0.75rem 1.1rem;
    color: var(--color-white);
    position: relative;
    z-index: 1;
    background: var(--flow-color);
}

.flow-heading span {
    font-family: var(--font-heading);
    font-size: 2.1rem;
    font-weight: 800;
}

.flow-heading h3 {
    color: var(--color-white);
    font-size: clamp(0.92rem, 1.15vw, 1.08rem);
    line-height: 1.24;
    overflow-wrap: anywhere;
}

.flow-card ul {
    list-style: none;
    padding: 1.25rem 1.35rem 1.45rem;
    position: relative;
    z-index: 1;
}

.flow-card li {
    color: var(--color-primary);
    font-size: clamp(0.88rem, 1vw, 0.96rem);
    font-weight: 700;
    padding-left: 1.1rem;
    margin-bottom: 0.7rem;
    position: relative;
    line-height: 1.45;
}

.flow-card li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0.55rem;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--flow-color);
}

.flow-blue {
    --flow-color: var(--color-blue-pillar);
}

.flow-orange {
    --flow-color: var(--color-orange-pillar);
}

.flow-green {
    --flow-color: var(--color-green-pillar);
}

.flow-arrow {
    width: 100%;
    height: 18px;
    background: var(--color-orange-pillar);
    position: relative;
    align-self: center;
}

.flow-arrow::after {
    content: '';
    position: absolute;
    right: -18px;
    top: 50%;
    transform: translateY(-50%);
    border-top: 18px solid transparent;
    border-bottom: 18px solid transparent;
    border-left: 18px solid var(--color-orange-pillar);
}

.flow-arrow-blue {
    background: var(--color-blue-pillar);
}

.flow-arrow-blue::after {
    border-left-color: var(--color-blue-pillar);
}

.flow-arrow-orange {
    background: var(--color-orange-pillar);
}

.flow-arrow-orange::after {
    border-left-color: var(--color-orange-pillar);
}

.flow-arrow-green {
    background: var(--color-green-pillar);
}

.flow-arrow-green::after {
    border-left-color: var(--color-green-pillar);
}

/* FAQ */
.faq {
    background: var(--color-bg-cream);
}

.faq-list {
    max-width: 980px;
    margin: 0 auto;
    display: grid;
    gap: 0.85rem;
}

.faq-item {
    background: var(--color-white);
    border: 1px solid rgba(13, 43, 85, 0.1);
    border-radius: 8px;
    overflow: hidden;
    box-shadow: 0 8px 22px rgba(13, 43, 85, 0.05);
}

.faq-item summary {
    list-style: none;
    cursor: pointer;
    padding: 1.1rem 1.25rem;
    color: var(--color-primary);
    font-weight: 800;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
}

.faq-item summary::-webkit-details-marker {
    display: none;
}

.faq-item summary::after {
    content: '+';
    flex: 0 0 auto;
    width: 30px;
    height: 30px;
    border-radius: 50%;
    background: rgba(201, 146, 42, 0.12);
    color: var(--color-accent);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
}

.faq-item[open] summary::after {
    content: '-';
}

.faq-item p {
    padding: 0 1.25rem 1.2rem;
    color: var(--color-text-light);
    line-height: 1.75;
}

/* Rule-based chatbot */
.chatbot-widget {
    position: fixed;
    right: 1.25rem;
    bottom: 1.25rem;
    z-index: 900;
    font-family: var(--font-body);
}

.chatbot-toggle {
    display: inline-flex;
    align-items: center;
    gap: 0.55rem;
    min-height: 48px;
    padding: 0.8rem 1rem;
    border-radius: 999px;
    background: var(--color-accent);
    color: var(--color-primary);
    font-weight: 800;
    box-shadow: 0 12px 30px rgba(13, 43, 85, 0.28);
}

.chatbot-toggle:hover,
.chatbot-toggle:focus {
    background: var(--color-light-gold);
    outline: 2px solid rgba(13, 43, 85, 0.18);
}

.chatbot-window {
    position: absolute;
    right: 0;
    bottom: calc(100% + 0.9rem);
    width: min(380px, calc(100vw - 2rem));
    max-height: min(620px, calc(100vh - 8rem));
    display: grid;
    grid-template-rows: auto minmax(220px, 1fr) auto;
    background: var(--color-white);
    border: 1px solid rgba(13, 43, 85, 0.14);
    border-radius: 8px;
    box-shadow: 0 22px 54px rgba(13, 43, 85, 0.24);
    overflow: hidden;
    opacity: 0;
    visibility: hidden;
    transform: translateY(12px);
    transition: opacity 0.2s ease, visibility 0.2s ease, transform 0.2s ease;
}

.chatbot-window.open {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.chatbot-header {
    display: flex;
    justify-content: space-between;
    gap: 1rem;
    align-items: center;
    padding: 1rem;
    background: var(--color-primary);
    color: var(--color-white);
}

.chatbot-header strong,
.chatbot-header span {
    display: block;
}

.chatbot-header span {
    color: #d6deea;
    font-size: 0.82rem;
    margin-top: 0.15rem;
}

.chatbot-close {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    color: var(--color-white);
    background: rgba(255, 255, 255, 0.12);
    font-size: 1.5rem;
}

.chatbot-messages {
    padding: 1rem;
    overflow-y: auto;
    background: #f6f8fb;
}

.chat-message {
    max-width: 88%;
    padding: 0.75rem 0.85rem;
    border-radius: 8px;
    margin-bottom: 0.7rem;
    font-size: 0.88rem;
    line-height: 1.55;
}

.chat-message.bot {
    background: var(--color-white);
    color: var(--color-primary);
    border: 1px solid rgba(13, 43, 85, 0.08);
}

.chat-message.user {
    margin-left: auto;
    background: var(--color-accent);
    color: var(--color-primary);
    font-weight: 700;
}

.chatbot-replies {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    padding: 0.9rem;
    border-top: 1px solid rgba(13, 43, 85, 0.08);
    background: var(--color-white);
}

.chatbot-replies button {
    flex: 1 1 auto;
    min-height: 40px;
    padding: 0.55rem 0.7rem;
    border-radius: 999px;
    background: rgba(13, 43, 85, 0.07);
    color: var(--color-primary);
    font-weight: 800;
    font-size: 0.8rem;
}

.chatbot-replies button:hover,
.chatbot-replies button:focus {
    background: rgba(201, 146, 42, 0.2);
    outline: none;
}

@media (max-width: 1200px) {
    .product-pillar-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }
}

@media (max-width: 1024px) {
    section,
    .product-card,
    .flow-card,
    .identity-card,
    .faq-item,
    .emi-calculator,
    .overseas-loan-panel {
        scroll-margin-top: 96px;
    }

    .nav-dropdown-toggle {
        width: 100%;
        justify-content: space-between;
    }

    .loans-dropdown {
        position: static;
        min-width: 0;
        margin: 0.3rem 0 0.6rem;
        border-top-width: 1px;
        box-shadow: none;
        opacity: 1;
        visibility: visible;
        transform: none;
        display: none;
        background: rgba(13, 43, 85, 0.035);
    }

    .nav-dropdown.open .loans-dropdown {
        display: block;
    }

    .dropdown-link {
        padding: 0.82rem 0.9rem;
    }

    .product-slide {
        grid-template-columns: 1fr;
        gap: 0.8rem;
        padding: 3rem 5rem 4rem;
        text-align: center;
    }

    .slide-copy {
        margin: 0 auto;
    }

    .slide-copy h2 {
        font-size: 2.25rem;
    }

    .slide-copy p {
        font-size: 1.08rem;
    }

    .slide-visual {
        width: 180px;
        height: 125px;
    }

    .slide-icon {
        font-size: 4.6rem;
    }

    .vision-mission-grid,
    .identity-sections,
    .phystal-layout,
    .emi-calculator-body,
    .overseas-loan-panel {
        grid-template-columns: 1fr;
    }

    .core-values-visual {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    .flow-grid {
        grid-template-columns: 1fr;
        gap: 1.25rem;
    }

    .flow-arrow {
        width: 18px;
        height: 42px;
        margin: 0 auto;
    }

    .flow-arrow::after {
        right: 50%;
        top: auto;
        bottom: -18px;
        transform: translateX(50%);
        border-left: 18px solid transparent;
        border-right: 18px solid transparent;
        border-top: 18px solid var(--color-orange-pillar);
        border-bottom: 0;
    }

    .flow-arrow-blue::after {
        border-left-color: transparent;
        border-top-color: var(--color-blue-pillar);
    }

    .flow-arrow-orange::after {
        border-left-color: transparent;
        border-top-color: var(--color-orange-pillar);
    }

    .flow-arrow-green::after {
        border-left-color: transparent;
        border-top-color: var(--color-green-pillar);
    }
}

@media (min-width: 1025px) and (max-width: 1180px) {
    .logo-img {
        height: 70px;
    }

    .logo-abbr {
        font-size: 1.05rem;
        margin-left: 0.45rem;
        padding-left: 0.45rem;
    }

    .nav-menu {
        gap: 0.15rem;
        padding-right: 0;
    }

    .nav-link {
        padding: 0.45rem 0.55rem;
        font-size: 0.82rem;
    }

    .nav-apply {
        display: none !important;
    }
}

@media (max-width: 720px) {
    .product-pillar-grid {
        grid-template-columns: 1fr;
    }

    .slider-stage {
        min-height: 360px;
    }

    .product-slide {
        padding: 2.5rem 3.4rem 4.2rem;
    }

    .slider-arrow {
        width: 38px;
        height: 48px;
        font-size: 2.2rem;
    }

    .slider-arrow-prev {
        left: 0.6rem;
    }

    .slider-arrow-next {
        right: 0.6rem;
    }

    .slide-copy h2 {
        font-size: 1.85rem;
    }

    .slide-kicker {
        width: 46px;
        height: 46px;
        font-size: 1.2rem;
    }

    .core-values-visual {
        grid-template-columns: 1fr;
    }

    .range-row,
    .tenure-header {
        grid-template-columns: 1fr;
        display: grid;
    }

    .chatbot-widget {
        right: 1rem;
        bottom: 1rem;
    }

    .chatbot-toggle {
        min-width: 0;
        padding: 0.78rem 0.95rem;
    }
}

@media (max-width: 480px) {
    .vision-card,
    .mission-card,
    .identity-card,
    .emi-calculator summary,
    .emi-calculator-body,
    .overseas-loan-panel {
        padding-left: 1rem;
        padding-right: 1rem;
    }

    .mission-card h3 {
        font-size: 1.35rem;
    }

    .product-slide {
        padding-left: 2.8rem;
        padding-right: 2.8rem;
    }

    .flow-heading {
        grid-template-columns: 1fr;
        gap: 0.1rem;
        padding-top: 0.65rem;
        padding-bottom: 0.65rem;
    }

    .flow-card::before {
        height: 92px;
    }

    .flow-heading span {
        font-size: 1.7rem;
    }

    .chatbot-window {
        width: calc(100vw - 1.5rem);
        right: -0.25rem;
    }
}

@media (max-width: 560px) {
    .emi-calculator::before {
        position: static;
        display: inline-flex;
        margin: 1rem 1rem 0;
    }

    .emi-calculator summary {
        flex-direction: column;
        align-items: flex-start;
        padding: 1rem;
    }

    .emi-calculator summary::after {
        position: absolute;
        top: 1rem;
        right: 1rem;
    }

    .emi-calculator summary span {
        padding-right: 3.2rem;
        font-size: 1.22rem;
    }
}

/* ===========================
   Photo-led Product Visual Refresh
   =========================== */
.pillars-section {
    padding: clamp(3.25rem, 6vw, 5.4rem) 0 clamp(2.6rem, 4vw, 3.6rem);
    background:
        linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(250, 250, 247, 0.95)),
        radial-gradient(circle at 12% 20%, rgba(201, 146, 42, 0.14), transparent 32%),
        radial-gradient(circle at 90% 30%, rgba(13, 43, 85, 0.08), transparent 28%);
    gap: clamp(1.5rem, 3vw, 2.2rem);
}

.pillars-section::after {
    opacity: 0.32;
}

.pillars-colonnade {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: clamp(0.85rem, 1.35vw, 1.25rem);
    align-items: stretch;
    max-width: 1420px;
    padding: 0 clamp(1rem, 4vw, 3rem);
}

.pillars-colonnade::before {
    display: none;
}

.photo-pillar {
    --pillar-color: var(--color-primary);
    flex: none;
    min-width: 0;
    width: auto;
    min-height: 330px;
    padding: 1.05rem;
    border-radius: 14px;
    overflow: hidden;
    text-decoration: none;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    align-items: flex-start;
    border: 1px solid rgba(13, 43, 85, 0.1);
    background: var(--color-primary);
    box-shadow: 0 18px 44px rgba(13, 43, 85, 0.14);
    isolation: isolate;
}

.photo-pillar::before {
    content: '';
    position: absolute;
    inset: 0;
    z-index: 1;
    background:
        linear-gradient(180deg, rgba(2, 13, 28, 0.04) 0%, rgba(2, 13, 28, 0.24) 42%, rgba(2, 13, 28, 0.82) 100%),
        linear-gradient(135deg, color-mix(in srgb, var(--pillar-color), transparent 62%), transparent 55%);
}

.photo-pillar::after {
    content: '';
    position: absolute;
    inset: 0 0 auto 0;
    width: auto;
    height: 7px;
    background: var(--pillar-color);
    opacity: 1;
    filter: none;
    transform: none;
    z-index: 2;
}

.photo-pillar img {
    position: absolute;
    inset: 0;
    z-index: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.45s ease, filter 0.45s ease;
}

.photo-pillar:hover {
    transform: translateY(-8px);
    filter: none;
    box-shadow: 0 26px 58px rgba(13, 43, 85, 0.22);
}

.photo-pillar:hover img {
    transform: scale(1.07);
    filter: saturate(1.08) contrast(1.04);
}

.photo-pillar .pillar-number,
.photo-pillar .pillar-icon,
.photo-pillar .pillar-label,
.photo-pillar .pillar-subtitle {
    position: relative;
    z-index: 2;
}

.photo-pillar .pillar-number {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    margin-bottom: auto;
    border-radius: 10px;
    background: rgba(255, 255, 255, 0.92);
    color: var(--pillar-color);
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 1.1rem;
    box-shadow: 0 10px 22px rgba(0, 0, 0, 0.16);
}

.photo-pillar .pillar-icon {
    width: 48px;
    height: 48px;
    margin: 0 0 0.75rem;
    border-radius: 12px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--pillar-color);
    color: var(--color-white);
    font-size: 1.45rem;
    line-height: 1;
    filter: none;
    transition: none;
}

.photo-pillar .pillar-label {
    width: auto;
    min-height: 0;
    margin: 0;
    padding: 0;
    color: var(--color-white);
    text-align: left;
    font-size: 1.05rem;
    font-weight: 800;
    line-height: 1.25;
    letter-spacing: 0;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.38);
}

.photo-pillar .pillar-label::after {
    display: none;
}

.photo-pillar .pillar-subtitle {
    display: block;
    margin-top: 0.45rem;
    color: rgba(255, 255, 255, 0.86);
    font-size: 0.84rem;
    font-weight: 700;
    line-height: 1.35;
}

.photo-pillar:hover .pillar-capital,
.photo-pillar:hover .pillar-shaft,
.photo-pillar:hover .pillar-icon,
.photo-pillar:hover .pillar-base,
.photo-pillar:hover .pillar-label {
    transform: none;
    animation: none;
    filter: none;
}

.photo-pillar-blue {
    --pillar-color: var(--color-blue-pillar);
}

.photo-pillar-gold {
    --pillar-color: var(--color-gold-pillar);
}

.photo-pillar-navy {
    --pillar-color: var(--color-navy-pillar);
}

.photo-pillar-orange {
    --pillar-color: var(--color-orange-pillar);
}

.photo-pillar-green {
    --pillar-color: var(--color-green-pillar);
}

.pillars-foundation {
    width: min(1040px, calc(100% - 2rem));
    margin: 0 auto;
    border-radius: 16px;
    background:
        linear-gradient(135deg, rgba(13, 43, 85, 0.98), rgba(6, 28, 56, 0.96)),
        linear-gradient(90deg, rgba(201, 146, 42, 0.14), transparent);
    border: 1px solid rgba(244, 195, 102, 0.35);
    box-shadow: 0 18px 46px rgba(13, 43, 85, 0.16);
}

.pillars-foundation p {
    color: var(--color-white);
    font-size: clamp(1.05rem, 2vw, 1.35rem);
    max-width: 880px;
    text-shadow: none;
}

.pillars-foundation::before {
    width: min(300px, 50vw);
}

@media (max-width: 1200px) {
    .pillars-colonnade {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    .photo-pillar {
        min-height: 300px;
    }
}

@media (max-width: 1024px) {
    .slider-stage {
        min-height: 520px;
    }

    .product-slide {
        grid-template-columns: 1fr;
        padding: 3rem 5rem 4rem;
        text-align: center;
    }

    .slide-visual {
        width: min(560px, 100%);
        height: 230px;
    }
}

@media (max-width: 720px) {
    .pillars-colonnade {
        grid-template-columns: 1fr;
        padding-inline: 1rem;
    }

    .photo-pillar {
        min-height: 280px;
    }

    .slider-stage {
        min-height: 520px;
    }

    .slide-visual {
        height: 200px;
    }
}

@media (max-width: 480px) {
    .product-card .btn-block {
        width: 220px;
        max-width: 100%;
    }

    .slider-stage {
        min-height: 500px;
    }

    .product-slide {
        padding-left: 2.3rem;
        padding-right: 2.3rem;
    }

    .slide-visual {
        height: 180px;
        border-radius: 14px;
    }
}

/* ===========================
   Management Feedback Refresh
   =========================== */
.pillars-section {
    padding: clamp(2rem, 4vw, 3rem) 0;
    border-top: 1px solid rgba(201, 146, 42, 0.18);
    border-bottom: 1px solid rgba(201, 146, 42, 0.18);
}

.pillars-heading {
    max-width: 820px;
    margin: 0 auto clamp(1.35rem, 3vw, 2rem);
    padding: 0 1rem;
    text-align: center;
}

.pillars-heading h3 {
    margin: 0.35rem 0 0.45rem;
    color: var(--color-primary);
    font-family: var(--font-heading);
    font-size: clamp(1.8rem, 3.2vw, 2.6rem);
    line-height: 1.08;
}

.pillars-heading p {
    margin: 0 auto;
    color: var(--color-text-light);
    max-width: 660px;
    line-height: 1.65;
}

.pillars-colonnade {
    gap: clamp(0.75rem, 1.2vw, 1rem);
}

.photo-pillar {
    min-height: 255px;
    border-radius: 10px;
    padding: 0.9rem;
}

.photo-pillar .pillar-number {
    width: 36px;
    height: 36px;
    border-radius: 9px;
    font-size: 1rem;
}

.photo-pillar .pillar-icon {
    width: 40px;
    height: 40px;
    margin-bottom: 0.55rem;
    border-radius: 10px;
    font-size: 1.2rem;
}

.photo-pillar .pillar-label {
    font-size: 0.95rem;
}

.photo-pillar .pillar-subtitle {
    font-size: 0.78rem;
}

.pillars-foundation {
    margin-top: 1.35rem;
    border-radius: 10px;
    padding: 0.95rem 1.25rem;
}

.pillars-foundation p {
    font-size: clamp(0.98rem, 1.5vw, 1.18rem);
    line-height: 1.65;
}

.approach-phystal {
    margin-top: 1.2rem;
    padding: 1.1rem;
    border-radius: 10px;
    background: linear-gradient(135deg, rgba(13, 43, 85, 0.06), rgba(201, 146, 42, 0.12));
    border: 1px solid rgba(13, 43, 85, 0.1);
}

.approach-phystal h3 {
    margin: 0 0 0.55rem;
    color: var(--color-primary);
    font-size: 1.05rem;
}

.approach-phystal p {
    margin-bottom: 0.65rem;
}

.approach-phystal p:last-child {
    margin-bottom: 0;
}

.core-values-visual {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 0.75rem;
    margin-top: 1rem;
}

.value-pillar {
    min-height: 0;
    padding: 0.95rem 0.75rem;
    border-radius: 10px;
    border: 1px solid rgba(13, 43, 85, 0.1);
    background: var(--color-white);
    box-shadow: 0 10px 26px rgba(13, 43, 85, 0.08);
    text-align: center;
}

.value-icon {
    width: 42px;
    height: 42px;
    margin: 0 auto 0.55rem;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: rgba(13, 43, 85, 0.08);
    font-size: 1.15rem;
    line-height: 1;
}

.value-pillar h3 {
    margin: 0 0 0.25rem;
    font-size: 0.98rem;
    color: var(--color-primary);
}

.value-pillar p {
    margin: 0;
    font-size: 0.78rem;
    line-height: 1.35;
}

.suggested-image-note {
    margin-top: 0.85rem;
    font-size: 0.82rem;
    color: var(--color-text-light);
}

.loan-hub {
    padding: clamp(4rem, 7vw, 6rem) 0;
    background: linear-gradient(180deg, #ffffff 0%, #fbfaf6 100%);
}

.product-detail-view {
    --product-color: var(--color-blue-pillar);
    display: grid;
    grid-template-columns: minmax(260px, 0.95fr) minmax(320px, 1.05fr);
    gap: clamp(1.25rem, 3vw, 2.5rem);
    align-items: stretch;
    min-height: min(680px, calc(100vh - 120px));
    margin: 0 auto 2rem;
    padding: clamp(1rem, 2.4vw, 1.5rem);
    border-radius: 18px;
    border: 1px solid rgba(13, 43, 85, 0.12);
    border-top: 7px solid var(--product-color);
    background: var(--color-white);
    box-shadow: 0 24px 60px rgba(13, 43, 85, 0.14);
}

.product-detail-media {
    position: relative;
    min-height: 380px;
    border-radius: 20px;
    overflow: visible;
    background: transparent;
}

.product-detail-media::after {
    display: none;
}

/* ===== PRODUCT HERO CARD ===== */
.product-hero-card {
    --hero-accent: #7B6CF6;
    background: linear-gradient(145deg, #0d1b2e 0%, #081422 100%);
    border-radius: 20px;
    padding: clamp(1.4rem, 2.5vw, 2rem);
    color: #fff;
    height: 100%;
    min-height: 380px;
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    gap: 0;
    box-shadow: 0 24px 60px rgba(0,0,0,0.35);
}

.product-hero-card::before {
    content: '';
    position: absolute;
    top: -80px;
    right: -80px;
    width: 280px;
    height: 280px;
    background: radial-gradient(circle, rgba(123,108,246,0.28) 0%, transparent 70%);
    pointer-events: none;
}

.product-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.13);
    border-radius: 999px;
    padding: 0.28rem 0.85rem;
    font-size: 0.65rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    color: rgba(255,255,255,0.8);
    margin-bottom: 1rem;
    width: fit-content;
}

.product-hero-badge-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--hero-accent);
    flex-shrink: 0;
}

.product-hero-title {
    font-size: clamp(1.8rem, 2.8vw, 2.4rem);
    font-weight: 800;
    line-height: 1.15;
    margin-bottom: 0.85rem;
    font-family: var(--font-heading);
}

.product-hero-title span:first-child {
    display: block;
    color: #fff;
}

.product-hero-title-accent {
    display: block;
    color: var(--hero-accent);
}

.product-hero-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 0.45rem;
    margin-bottom: 0.9rem;
}

.product-hero-tag {
    border-radius: 999px;
    padding: 0.22rem 0.72rem;
    font-size: 0.72rem;
    font-weight: 600;
    border: 1.5px solid currentColor;
    background: transparent;
}

.pht-teal   { color: #14b8a6; }
.pht-green  { color: #22c55e; }
.pht-amber  { color: #f59e0b; }
.pht-blue   { color: #3b82f6; }
.pht-purple { color: #a855f7; }
.pht-rose   { color: #f43f5e; }

.product-hero-desc {
    color: rgba(255,255,255,0.58);
    font-size: 0.85rem;
    line-height: 1.65;
    margin-bottom: 1.1rem;
    flex: 1;
}

.product-hero-rule {
    border: none;
    border-top: 1px solid rgba(255,255,255,0.09);
    margin-bottom: 1.1rem;
}

.product-hero-subcards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0.6rem;
}

.product-hero-subcard {
    background: rgba(255,255,255,0.055);
    border: 1px solid rgba(255,255,255,0.07);
    border-radius: 14px;
    padding: 0.9rem 0.5rem 0.8rem;
    text-align: center;
}

.product-hero-subcard-icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 0.5rem;
    font-size: 1.25rem;
    line-height: 1;
}

.phsi-teal   { background: rgba(20,184,166,0.18); }
.phsi-green  { background: rgba(34,197,94,0.18); }
.phsi-amber  { background: rgba(245,158,11,0.18); }
.phsi-blue   { background: rgba(59,130,246,0.18); }
.phsi-purple { background: rgba(168,85,247,0.18); }
.phsi-rose   { background: rgba(244,63,94,0.18); }

.product-hero-subcard-title {
    display: block;
    font-size: 0.7rem;
    font-weight: 700;
    margin-bottom: 0.28rem;
}

.phst-teal   { color: #14b8a6; }
.phst-green  { color: #22c55e; }
.phst-amber  { color: #f59e0b; }
.phst-blue   { color: #3b82f6; }
.phst-purple { color: #a855f7; }
.phst-rose   { color: #f43f5e; }

.product-hero-subcard p {
    color: rgba(255,255,255,0.45);
    font-size: 0.66rem;
    line-height: 1.4;
    margin: 0;
}

.product-detail-media img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.product-detail-number {
    position: absolute;
    top: 1rem;
    left: 1rem;
    z-index: 1;
    width: 58px;
    height: 58px;
    display: grid;
    place-items: center;
    border-radius: 12px;
    color: var(--color-white);
    background: var(--product-color);
    font-family: var(--font-heading);
    font-size: 1.45rem;
    font-weight: 800;
    box-shadow: 0 14px 30px rgba(0, 0, 0, 0.2);
}

.product-detail-copy {
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: clamp(0.5rem, 2vw, 2rem);
}

.product-detail-copy h3 {
    margin: 0.4rem 0 0.35rem;
    color: var(--color-primary);
    font-family: var(--font-heading);
    font-size: clamp(2.1rem, 4.5vw, 4rem);
    line-height: 1.02;
}

.product-detail-subtitle {
    margin: 0 0 0.8rem;
    color: var(--product-color);
    font-size: clamp(1.1rem, 2vw, 1.45rem);
    font-weight: 800;
}

.product-detail-for {
    margin: 0;
    color: var(--color-text);
    font-size: 1.02rem;
    line-height: 1.7;
}

.product-detail-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    margin: 1.1rem 0;
}

.product-detail-meta span {
    display: inline-flex;
    align-items: center;
    min-height: 42px;
    padding: 0.65rem 0.9rem;
    border-radius: 999px;
    background: rgba(13, 43, 85, 0.06);
    color: var(--color-primary);
    font-weight: 800;
}

.product-detail-list {
    display: grid;
    gap: 0.7rem;
    margin: 0 0 1.35rem;
    padding: 0;
    list-style: none;
}

.product-detail-list li {
    position: relative;
    padding-left: 1.45rem;
    color: var(--color-text);
    line-height: 1.55;
    font-weight: 600;
}

.product-detail-list li::before {
    content: '';
    position: absolute;
    top: 0.62rem;
    left: 0;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--product-color);
}

.product-detail-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 0.8rem;
}

.loan-application {
    margin-top: 2rem;
    padding: clamp(1.35rem, 3vw, 2rem);
    border-radius: 18px;
    border: 1px solid rgba(13, 43, 85, 0.12);
    background: var(--color-white);
    box-shadow: 0 20px 54px rgba(13, 43, 85, 0.12);
}

.loan-application[hidden] {
    display: none;
}

.application-intro {
    max-width: 760px;
    margin-bottom: 1.5rem;
}

.application-intro .section-title {
    text-align: left;
    margin: 0.35rem 0 0.45rem;
}

.application-intro p {
    color: var(--color-text-light);
    line-height: 1.7;
}

.application-form {
    display: grid;
    gap: 1rem;
}

.form-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1rem;
}

.form-field {
    display: grid;
    gap: 0.45rem;
    color: var(--color-primary);
    font-weight: 800;
}

.form-field-wide {
    grid-column: 1 / -1;
}

.form-field input,
.form-field select,
.form-field textarea {
    width: 100%;
    min-height: 48px;
    border: 1px solid rgba(13, 43, 85, 0.18);
    border-radius: 10px;
    padding: 0.78rem 0.9rem;
    background: #fbfcff;
    color: var(--color-text);
    font: inherit;
    font-weight: 500;
    outline: none;
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.form-field textarea {
    resize: vertical;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
    border-color: var(--color-accent);
    box-shadow: 0 0 0 4px rgba(201, 146, 42, 0.18);
}

.form-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 1rem;
}

.form-actions p {
    max-width: 620px;
    margin: 0;
    color: var(--color-text-light);
    font-size: 0.9rem;
    line-height: 1.55;
}

.form-submit-status {
    display: inline-flex;
    align-items: center;
    min-height: 44px;
    color: var(--color-green-pillar);
    font-weight: 800;
}

.form-submit-frame,
.form-honeypot {
    position: absolute;
    width: 1px;
    height: 1px;
    overflow: hidden;
    clip: rect(0 0 0 0);
    white-space: nowrap;
    border: 0;
    padding: 0;
    margin: -1px;
}

.growth-showcase {
    display: grid;
    grid-template-columns: minmax(320px, 1.25fr) minmax(280px, 0.75fr);
    gap: clamp(1.25rem, 3vw, 2rem);
    align-items: stretch;
}

.growth-showcase-image {
    margin: 0;
    min-height: 460px;
    border-radius: 18px;
    overflow: hidden;
    box-shadow: 0 24px 60px rgba(13, 43, 85, 0.16);
}

.growth-showcase-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.growth-showcase-steps {
    display: grid;
    gap: 1rem;
}

.growth-step {
    --flow-color: var(--color-blue-pillar);
    padding: 1.15rem;
    border-radius: 14px;
    border: 1px solid color-mix(in srgb, var(--flow-color), transparent 70%);
    border-left: 6px solid var(--flow-color);
    background: var(--color-white);
    box-shadow: 0 14px 34px rgba(13, 43, 85, 0.1);
}

.growth-step span {
    color: var(--flow-color);
    font-family: var(--font-heading);
    font-size: 1.45rem;
    font-weight: 800;
}

.growth-step h3 {
    margin: 0.25rem 0 0.4rem;
    color: var(--color-primary);
    font-size: 1.05rem;
}

.growth-step p {
    margin: 0;
    color: var(--color-text-light);
    line-height: 1.55;
}

.network-photo-flow .flow-card {
    overflow: hidden;
    padding-top: 0;
}

.flow-photo {
    width: calc(100% + 2px);
    height: 170px;
    margin: -1px -1px 0;
    object-fit: cover;
    display: block;
}

.network-photo-flow .flow-heading {
    margin-top: 0;
}

.why-visual-grid {
    display: grid;
    grid-template-columns: minmax(320px, 0.9fr) minmax(360px, 1.1fr);
    gap: clamp(1.25rem, 3vw, 2rem);
    align-items: stretch;
}

.why-visual {
    position: relative;
    min-height: 520px;
    margin: 0;
    overflow: hidden;
    border-radius: 18px;
    box-shadow: 0 24px 60px rgba(13, 43, 85, 0.16);
}

.why-visual img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.why-visual figcaption {
    position: absolute;
    left: 1rem;
    right: 1rem;
    bottom: 1rem;
    padding: 1rem;
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.92);
    box-shadow: 0 14px 36px rgba(0, 0, 0, 0.18);
}

.why-visual figcaption strong,
.why-visual figcaption span {
    display: block;
}

.why-visual figcaption strong {
    color: var(--color-primary);
    font-size: 1.25rem;
}

.why-visual figcaption span {
    color: var(--color-text-light);
    margin-top: 0.25rem;
}

.why-benefits {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1rem;
}

.why-benefits .feature-box {
    min-height: 0;
    padding: 1.2rem;
    text-align: left;
}

.why-benefits .feature-icon {
    margin: 0 0 0.65rem;
}

@media (max-width: 1180px) {
    .product-detail-view,
    .growth-showcase,
    .why-visual-grid {
        grid-template-columns: 1fr;
    }

    .product-detail-view {
        min-height: 0;
    }

    .product-detail-media,
    .growth-showcase-image,
    .why-visual {
        min-height: 360px;
    }
}

@media (max-width: 900px) {
    .core-values-visual {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .core-values-visual .value-pillar:last-child {
        grid-column: 1 / -1;
    }

    .form-grid,
    .why-benefits {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 720px) {
    .photo-pillar {
        min-height: 230px;
    }

    .product-detail-view,
    .loan-application {
        border-radius: 14px;
    }

    .product-detail-copy {
        padding: 0.35rem;
    }

    .product-detail-copy h3 {
        font-size: clamp(1.75rem, 12vw, 2.55rem);
    }

    .product-detail-actions .btn,
    .form-actions .btn {
        width: 100%;
    }

    .product-detail-media,
    .growth-showcase-image,
    .why-visual {
        min-height: 280px;
    }
}

@media (max-width: 520px) {
    .core-values-visual {
        grid-template-columns: 1fr;
    }

    .core-values-visual .value-pillar:last-child {
        grid-column: auto;
    }

    .product-detail-meta span {
        width: 100%;
        justify-content: center;
        text-align: center;
    }
}

.loan-detail-page {
    background: linear-gradient(180deg, #ffffff 0%, #fbfaf6 100%);
}

.loan-detail-hero {
    padding: 8.5rem 0 2.5rem;
    background:
        linear-gradient(135deg, rgba(13, 43, 85, 0.96), rgba(6, 28, 56, 0.94)),
        linear-gradient(90deg, rgba(201, 146, 42, 0.2), transparent);
    color: var(--color-white);
}

.loan-detail-hero h1 {
    margin: 0.45rem 0;
    color: var(--color-white);
    font-family: var(--font-heading);
    font-size: clamp(2.5rem, 5vw, 4.8rem);
    line-height: 1;
}

.loan-detail-hero p {
    max-width: 680px;
    margin: 0;
    color: rgba(255, 255, 255, 0.78);
    font-size: 1.05rem;
    line-height: 1.7;
}

.loan-detail-hero .section-label {
    color: var(--color-accent-light);
}

.detail-back-link {
    display: inline-flex;
    align-items: center;
    margin-bottom: 1rem;
    color: var(--color-white);
    font-weight: 800;
    text-decoration: none;
}

.detail-back-link::before {
    content: '<';
    margin-right: 0.5rem;
    color: var(--color-accent-light);
}

.detail-back-link:hover {
    color: var(--color-accent-light);
}

.loan-detail-main {
    padding-top: clamp(2.5rem, 5vw, 4rem);
}

/* ===========================
   Latest Review Cleanup
   =========================== */
.pillars-heading h3 {
    text-transform: capitalize;
}

.pillars-heading p {
    display: none;
}

.identity-card.philosophy-card,
.identity-card.approach-card {
    display: block;
    border-left: 1px solid rgba(13, 43, 85, 0.1);
    border-top: 6px solid var(--color-accent);
}

.identity-card.philosophy-card .content-label,
.identity-card.approach-card .content-label,
.identity-card.philosophy-card p,
.identity-card.approach-card p {
    grid-column: auto;
    grid-row: auto;
}

.identity-card.philosophy-card p,
.identity-card.approach-card p {
    max-width: none;
}

.identity-card.approach-card p + p {
    margin-top: 0.8rem;
}

.core-values-visual {
    gap: 0.9rem;
    overflow: visible;
    border: 0;
    border-radius: 0;
    background: transparent;
}

.value-pillar {
    min-height: 170px;
    padding: 0;
    overflow: hidden;
    border: 1px solid rgba(13, 43, 85, 0.12);
    border-radius: 14px;
    background: var(--color-white);
    box-shadow: 0 18px 42px rgba(13, 43, 85, 0.1);
    text-align: left;
}

.value-pillar:last-child {
    border-right: 1px solid rgba(13, 43, 85, 0.12);
}

.value-pillar::before {
    height: 9px;
}

.value-index {
    display: none;
}

.value-pillar h3 {
    margin: 0;
    padding: 1rem 1.05rem;
    background: var(--value-color, var(--color-primary));
    color: var(--color-white);
    font-size: clamp(1.05rem, 1.5vw, 1.25rem);
}

.value-pillar p {
    padding: 1.05rem;
    color: var(--color-primary);
    font-size: 0.95rem;
    line-height: 1.5;
}

.network-photo-flow .flow-heading {
    min-height: 82px;
    display: flex;
    align-items: center;
    padding: 1rem 1.15rem;
}

.network-photo-flow .flow-heading h3 {
    margin: 0;
    font-size: clamp(1.05rem, 1.6vw, 1.28rem);
}

.network-photo-flow .flow-card ul {
    padding-top: 1rem;
}

.growth-photo-flow,
.data-photo-flow {
    margin-top: clamp(2rem, 4vw, 3rem);
}

.growth-photo-flow .flow-photo,
.data-photo-flow .flow-photo {
    height: 190px;
}

.data-photo-flow .flow-card,
.growth-photo-flow .flow-card {
    min-height: 100%;
}

.product-detail-actions .btn-secondary {
    display: none;
}

.form-actions p {
    display: none;
}

@media (max-width: 980px) {
    .value-pillar:last-child {
        border-right: 1px solid rgba(13, 43, 85, 0.12);
    }
}

@media (max-width: 560px) {
    .value-pillar,
    .value-pillar:nth-child(2n) {
        border: 1px solid rgba(13, 43, 85, 0.12);
    }
}

/* ===========================
   Vision, Philosophy, Approach & Values Cleanup
   =========================== */
.about .section-header:has(+ .vision-mission-lines) {
    margin-bottom: 1rem;
}

.vision-mission-lines {
    max-width: 960px;
    margin: 0 auto clamp(2.2rem, 4vw, 3rem);
    padding: clamp(1.25rem, 2.6vw, 1.8rem);
    border-radius: 14px;
    border: 1px solid rgba(13, 43, 85, 0.1);
    border-top: 6px solid var(--color-accent);
    background: var(--color-white);
    box-shadow: 0 18px 48px rgba(13, 43, 85, 0.1);
}

.vision-mission-lines p {
    margin: 0;
    color: var(--color-text);
    font-size: clamp(1.05rem, 2vw, 1.35rem);
    line-height: 1.65;
}

.vision-mission-lines p + p {
    margin-top: 0.65rem;
    padding-top: 0.65rem;
    border-top: 1px solid rgba(13, 43, 85, 0.08);
}

.vision-mission-lines strong {
    color: var(--color-primary);
    font-weight: 800;
}

.identity-sections {
    grid-template-columns: 1fr;
    gap: 1.1rem;
}

.identity-card.philosophy-card,
.identity-card.approach-card {
    display: grid;
    grid-template-columns: minmax(150px, 0.24fr) minmax(0, 1fr);
    gap: clamp(1rem, 2.4vw, 2rem);
    align-items: start;
    border-top-width: 0;
    border-left: 6px solid var(--color-accent);
}

.identity-card.approach-card {
    border-left-color: var(--color-primary);
}

.identity-card.philosophy-card .content-label,
.identity-card.approach-card .content-label {
    grid-column: 1;
    grid-row: 1 / -1;
    margin-top: 0.35rem;
}

.identity-card.philosophy-card p,
.identity-card.approach-card p {
    grid-column: 2;
    margin: 0;
    max-width: 940px;
}

.identity-card.approach-card p + p {
    margin-top: 0.8rem;
}

.identity-card .approach-phystal {
    display: none;
}

.core-values-visual {
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 0;
    margin-top: 1.2rem;
    overflow: hidden;
    border: 1px solid rgba(13, 43, 85, 0.12);
    border-radius: 12px;
    background: var(--color-white);
}

.value-pillar {
    position: relative;
    min-height: 180px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    padding: 1rem;
    border: 0;
    border-right: 1px solid rgba(13, 43, 85, 0.1);
    border-radius: 0;
    box-shadow: none;
    text-align: left;
}

.value-pillar:last-child {
    border-right: 0;
}

.value-pillar::before {
    content: '';
    position: absolute;
    inset: 0 0 auto;
    height: 7px;
    background: var(--value-color, var(--color-primary));
}

.value-index {
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: color-mix(in srgb, var(--value-color, var(--color-primary)), transparent 88%);
    color: var(--value-color, var(--color-primary));
    font-family: var(--font-heading);
    font-size: 1rem;
    font-weight: 800;
}

.value-icon {
    display: none;
}

.value-pillar h3 {
    margin: 1.1rem 0 0.3rem;
    color: var(--color-primary);
    font-size: clamp(1rem, 1.5vw, 1.18rem);
}

.value-pillar p {
    color: var(--color-text);
    font-size: 0.88rem;
    font-weight: 700;
}

.value-integrity {
    --value-color: var(--color-navy-pillar);
}

.value-innovation {
    --value-color: var(--color-gold-pillar);
}

.value-inclusion {
    --value-color: #16826e;
}

.value-impact {
    --value-color: var(--color-orange-pillar);
}

.value-partnership {
    --value-color: var(--color-green-pillar);
}

@media (max-width: 980px) {
    .identity-card.philosophy-card,
    .identity-card.approach-card {
        grid-template-columns: 1fr;
        gap: 0.65rem;
    }

    .identity-card.philosophy-card .content-label,
    .identity-card.approach-card .content-label,
    .identity-card.philosophy-card p,
    .identity-card.approach-card p {
        grid-column: auto;
        grid-row: auto;
    }

    .core-values-visual {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .value-pillar:nth-child(2n) {
        border-right: 0;
    }

    .value-pillar:last-child {
        grid-column: 1 / -1;
    }
}

@media (max-width: 560px) {
    .vision-mission-lines {
        padding: 1rem;
    }

    .core-values-visual {
        grid-template-columns: 1fr;
    }

    .value-pillar,
    .value-pillar:nth-child(2n) {
        border-right: 0;
        border-bottom: 1px solid rgba(13, 43, 85, 0.1);
    }

    .value-pillar:last-child {
        grid-column: auto;
        border-bottom: 0;
    }
}

/* Final requested cleanup overrides */
.pillars-heading h3 {
    text-transform: capitalize;
}

.pillars-heading p {
    display: none;
}

.identity-card.philosophy-card,
.identity-card.approach-card {
    display: block;
    grid-template-columns: none;
    border-left: 1px solid rgba(13, 43, 85, 0.1);
    border-top: 6px solid var(--color-accent);
}

.identity-card.philosophy-card .content-label,
.identity-card.approach-card .content-label,
.identity-card.philosophy-card p,
.identity-card.approach-card p {
    grid-column: auto;
    grid-row: auto;
}

.identity-card.philosophy-card p,
.identity-card.approach-card p {
    max-width: none;
}

.core-values-visual {
    gap: 0.9rem;
    overflow: visible;
    border: 0;
    border-radius: 0;
    background: transparent;
}

.value-pillar,
.value-pillar:last-child,
.value-pillar:nth-child(2n) {
    min-height: 170px;
    padding: 0;
    overflow: hidden;
    border: 1px solid rgba(13, 43, 85, 0.12);
    border-radius: 14px;
    background: var(--color-white);
    box-shadow: 0 18px 42px rgba(13, 43, 85, 0.1);
}

.value-pillar::before {
    height: 9px;
}

.value-index {
    display: none;
}

.value-pillar h3 {
    margin: 0;
    padding: 1rem 1.05rem;
    background: var(--value-color, var(--color-primary));
    color: var(--color-white);
    font-size: clamp(1.05rem, 1.5vw, 1.25rem);
}

.value-pillar p {
    margin: 0;
    padding: 1.05rem;
    color: var(--color-primary);
    font-size: 0.95rem;
    line-height: 1.5;
}

.network-photo-flow .flow-heading {
    min-height: 82px;
    display: flex;
    align-items: center;
    padding: 1rem 1.15rem;
}

.network-photo-flow .flow-heading h3 {
    margin: 0;
    font-size: clamp(1.05rem, 1.6vw, 1.28rem);
}

.network-photo-flow .flow-card ul {
    padding-top: 1rem;
}

.growth-photo-flow,
.data-photo-flow {
    margin-top: clamp(2rem, 4vw, 3rem);
}

.growth-photo-flow .flow-photo,
.data-photo-flow .flow-photo {
    height: 190px;
}

.product-detail-actions .btn-secondary,
.form-actions p {
    display: none;
}

/* ===========================
   New Page + Visual Upgrade Pass
   =========================== */
.homepage-eligibility {
    display: none !important;
}

.vision-mission-showcase {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: clamp(1rem, 2.4vw, 1.5rem);
    margin: 0 auto clamp(2.2rem, 4vw, 3rem);
}

.vm-panel {
    position: relative;
    min-height: 250px;
    overflow: hidden;
    border-radius: 18px;
    padding: clamp(1.4rem, 3vw, 2rem);
    color: var(--color-white);
    box-shadow: 0 24px 60px rgba(13, 43, 85, 0.18);
}

.vm-panel::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        linear-gradient(135deg, rgba(255, 255, 255, 0.12), transparent 42%),
        repeating-linear-gradient(90deg, rgba(255, 255, 255, 0.08) 0 1px, transparent 1px 84px);
    opacity: 0.65;
}

.vm-vision {
    background: linear-gradient(135deg, #061c38 0%, #0d4c86 100%);
}

.vm-mission {
    background: linear-gradient(135deg, #9f6811 0%, #d49a1f 58%, #f4c366 100%);
}

.vm-icon,
.vm-panel span,
.vm-panel p {
    position: relative;
    z-index: 1;
}

.vm-icon {
    width: 58px;
    height: 58px;
    display: grid;
    place-items: center;
    border-radius: 16px;
    margin-bottom: 1.1rem;
    background: rgba(255, 255, 255, 0.18);
    border: 1px solid rgba(255, 255, 255, 0.26);
    font-size: 1.7rem;
}

.vm-panel span {
    display: block;
    margin-bottom: 0.85rem;
    font-size: 0.82rem;
    font-weight: 900;
    letter-spacing: 0.2em;
    text-transform: uppercase;
}

.vm-panel p {
    max-width: 640px;
    margin: 0;
    font-family: var(--font-heading);
    font-size: clamp(1.8rem, 3.3vw, 3rem);
    font-weight: 800;
    line-height: 1.12;
}

.pillars-colonnade {
    position: relative;
}

.pillar-connector {
    position: absolute;
    top: 47%;
    left: calc((100% / 5) * var(--i) - 24px);
    z-index: 5;
    width: 48px;
    height: 24px;
    pointer-events: none;
}

.pillar-connector::before,
.pillar-connector::after {
    content: '';
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
}

.pillar-connector::before {
    left: 0;
    width: 100%;
    height: 4px;
    border-radius: 999px;
    background: linear-gradient(90deg, transparent, rgba(244, 195, 102, 0.9), transparent);
    box-shadow: 0 0 18px rgba(244, 195, 102, 0.55);
}

.pillar-connector::after {
    right: 0;
    width: 16px;
    height: 16px;
    border-top: 4px solid #f4c366;
    border-right: 4px solid #f4c366;
    transform: translateY(-50%) rotate(45deg);
    animation: pillarArrowPulse 1.4s ease-in-out infinite;
}

@keyframes pillarArrowPulse {
    0%, 100% {
        opacity: 0.55;
        translate: -4px 0;
    }
    50% {
        opacity: 1;
        translate: 2px 0;
    }
}

.core-values-visual {
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 1rem;
}

.value-pillar,
.value-pillar:last-child,
.value-pillar:nth-child(2n) {
    min-height: 265px;
    padding: 0;
    border-radius: 16px;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    justify-content: flex-start;
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.value-pillar:hover {
    transform: translateY(-7px);
    box-shadow: 0 26px 60px rgba(13, 43, 85, 0.18);
}

.value-pillar img {
    width: 100%;
    height: 128px;
    object-fit: cover;
    display: block;
    transition: transform 0.4s ease;
}

.value-pillar:hover img {
    transform: scale(1.07);
}

.value-pillar h3 {
    color: var(--color-white);
}

.value-pillar p {
    color: var(--color-primary);
    font-weight: 800;
}

.why-card-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1.8rem;
}

.why-image-card {
    overflow: hidden;
    border-radius: 16px;
    border: 1px solid rgba(13, 43, 85, 0.1);
    background: var(--color-white);
    box-shadow: 0 12px 32px rgba(13, 43, 85, 0.08);
    transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
    display: flex;
    flex-direction: column;
}

.why-image-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 48px rgba(13, 43, 85, 0.14);
}

.why-image-card img {
    width: 100%;
    height: 180px;
    object-fit: cover;
    display: block;
}

.why-image-card div {
    padding: 1.4rem 1.6rem;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.why-image-card h3 {
    margin: 0 0 0.6rem;
    color: var(--color-primary);
    font-size: 1.15rem;
    font-weight: 700;
    line-height: 1.3;
}

.why-image-card p {
    margin: 0;
    color: var(--color-text-light);
    line-height: 1.65;
    font-size: 0.95rem;
}

.standalone-page {
    min-height: 100vh;
    background: linear-gradient(180deg, #ffffff 0%, #fbfaf6 100%);
}

.standalone-hero {
    padding: 8.5rem 0 3rem;
    background:
        linear-gradient(135deg, rgba(13, 43, 85, 0.98), rgba(6, 28, 56, 0.94)),
        linear-gradient(90deg, rgba(201, 146, 42, 0.18), transparent);
    color: var(--color-white);
}

.standalone-hero h1 {
    margin: 0.4rem 0 0.55rem;
    color: var(--color-white);
    font-family: var(--font-heading);
    font-size: clamp(2.4rem, 5vw, 4.8rem);
    line-height: 1;
}

.standalone-hero p {
    max-width: 720px;
    margin: 0;
    color: rgba(255, 255, 255, 0.78);
    font-size: 1.05rem;
    line-height: 1.7;
}

.standalone-hero .section-label {
    color: var(--color-accent-light);
}

.emi-standalone-section,
.apply-eligibility-section {
    padding: clamp(3rem, 6vw, 5rem) 0;
}

.emi-standalone-panel {
    display: grid;
    grid-template-columns: minmax(320px, 0.9fr) minmax(320px, 1.1fr);
    gap: 0;
    overflow: hidden;
    border-radius: 20px;
    border: 1px solid rgba(13, 43, 85, 0.12);
    box-shadow: 0 26px 70px rgba(13, 43, 85, 0.15);
    background: var(--color-white);
}

.emi-standalone-inputs,
.emi-standalone-results {
    padding: clamp(1.4rem, 3vw, 2.4rem);
}

.emi-standalone-inputs {
    background: #ffffff;
}

.emi-standalone-results {
    background:
        linear-gradient(135deg, rgba(13, 43, 85, 0.98), rgba(6, 28, 56, 0.96)),
        linear-gradient(90deg, rgba(201, 146, 42, 0.14), transparent);
    color: var(--color-white);
}

.emi-standalone-inputs h2,
.emi-standalone-results h2 {
    margin: 0.35rem 0 1.35rem;
    font-family: var(--font-heading);
    font-size: clamp(1.8rem, 3vw, 2.7rem);
}

.emi-standalone-inputs label,
.emi-standalone-inputs input[type="number"] {
    color: var(--color-primary);
}

.emi-standalone-inputs > label,
.emi-standalone-inputs .tenure-header {
    margin-top: 1rem;
}

.emi-standalone-inputs input[type="number"] {
    width: 100%;
    min-height: 48px;
    border: 1px solid rgba(13, 43, 85, 0.18);
    border-radius: 10px;
    padding: 0.78rem 0.9rem;
    font: inherit;
    font-weight: 600;
}

.emi-standalone-results .content-label {
    color: var(--color-accent-light);
}

.emi-standalone-results .emi-result-card {
    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.16);
    color: var(--color-white);
}

.emi-standalone-results .emi-result-card span,
.emi-standalone-results .emi-result-card strong {
    color: var(--color-white);
}

.emi-standalone-results .emi-split {
    margin: 1rem 0 1.25rem;
}

.apply-card-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1.1rem;
}

.apply-card {
    --apply-color: var(--color-primary);
    display: flex;
    flex-direction: column;
    min-height: 430px;
    overflow: hidden;
    border-radius: 18px;
    border: 1px solid rgba(13, 43, 85, 0.12);
    background: var(--color-white);
    box-shadow: 0 22px 54px rgba(13, 43, 85, 0.13);
}

.apply-card-top {
    padding: 1.35rem;
    color: var(--color-white);
    background: var(--apply-color);
}

.apply-card-top span {
    display: block;
    margin-bottom: 0.4rem;
    font-size: 0.78rem;
    font-weight: 900;
    letter-spacing: 0.16em;
    text-transform: uppercase;
}

.apply-card-top strong {
    display: block;
    font-family: var(--font-heading);
    font-size: 1.65rem;
    line-height: 1.1;
}

.apply-card ul {
    display: grid;
    gap: 0.8rem;
    margin: 0;
    padding: 1.35rem 1.35rem 1rem;
    list-style: none;
}

.apply-card li {
    position: relative;
    padding-left: 1.3rem;
    color: var(--color-text);
    font-weight: 600;
    line-height: 1.5;
}

.apply-card li::before {
    content: '';
    position: absolute;
    top: 0.62rem;
    left: 0;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--apply-color);
}

.apply-card .btn {
    width: calc(100% - 2.7rem);
    margin: auto 1.35rem 1.35rem;
}

.apply-card-navy {
    --apply-color: var(--color-navy-pillar);
}

.apply-card-gold {
    --apply-color: var(--color-gold-pillar);
}

.apply-card-green {
    --apply-color: var(--color-green-pillar);
}

@media (max-width: 1180px) {
    .core-values-visual,
    .why-card-grid,
    .apply-card-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .emi-standalone-panel {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 720px) {
    .vision-mission-showcase,
    .core-values-visual,
    .why-card-grid,
    .apply-card-grid {
        grid-template-columns: 1fr;
    }

    .pillar-connector {
        position: relative;
        top: auto;
        left: auto;
        width: 28px;
        height: 42px;
        justify-self: center;
    }

    .pillar-connector::before {
        left: 50%;
        width: 4px;
        height: 100%;
        transform: translateX(-50%);
        background: linear-gradient(180deg, transparent, rgba(244, 195, 102, 0.9), transparent);
    }

    .pillar-connector::after {
        top: auto;
        right: auto;
        bottom: 2px;
        left: 50%;
        transform: translateX(-50%) rotate(135deg);
    }

    .vm-panel {
        min-height: 220px;
    }
}

/* Compact homepage vertical rhythm after removing the inline loan detail block */
.about,
.school-growth,
.school-network,
.data-monitoring,
.directors,
.why-us,
.partner-cta {
    padding-top: clamp(2.5rem, 4.5vw, 3.75rem);
    padding-bottom: clamp(2.5rem, 4.5vw, 3.75rem);
}

.about {
    padding-top: clamp(2.25rem, 4vw, 3rem);
}

.about + .school-growth,
.school-growth + .school-network,
.school-network + .data-monitoring,
.data-monitoring + .directors,
.directors + .why-us,
.why-us + .partner-cta {
    padding-top: clamp(2rem, 3.5vw, 3rem);
}

.section-header {
    margin-bottom: clamp(1.8rem, 3.2vw, 2.75rem);
}

.vision-mission-showcase,
.pillars-section,
.identity-sections {
    margin-bottom: clamp(1.6rem, 3vw, 2.25rem);
}

.identity-sections {
    margin-top: clamp(1.6rem, 3vw, 2.25rem);
}

.growth-photo-flow,
.data-photo-flow {
    margin-top: clamp(1.35rem, 2.6vw, 2rem);
}

/* Distinct section bands so the repeated 3-card flows do not blend together */
.school-growth {
    background:
        linear-gradient(180deg, #fff7e8 0%, #fffaf2 100%);
    border-top: 1px solid rgba(201, 146, 42, 0.24);
    border-bottom: 1px solid rgba(201, 146, 42, 0.22);
}

.school-network {
    background:
        linear-gradient(180deg, #eef6ff 0%, #f8fbff 100%);
    border-top: 1px solid rgba(13, 76, 134, 0.16);
    border-bottom: 1px solid rgba(13, 76, 134, 0.14);
}

.data-monitoring {
    background:
        linear-gradient(180deg, #eef8f1 0%, #f9fff9 100%);
    border-top: 1px solid rgba(31, 107, 45, 0.18);
    border-bottom: 1px solid rgba(31, 107, 45, 0.16);
}

.school-growth .section-label,
.school-growth .flow-subtitle {
    color: var(--color-gold-pillar);
}

.school-network .section-label {
    color: var(--color-blue-pillar);
}

.data-monitoring .section-label {
    color: var(--color-green-pillar);
}

.school-growth .section-title,
.school-network .section-title,
.data-monitoring .section-title {
    position: relative;
    display: inline-block;
}

.school-growth .section-title::after,
.school-network .section-title::after,
.data-monitoring .section-title::after {
    content: '';
    display: block;
    width: min(180px, 42vw);
    height: 4px;
    margin: 0.85rem auto 0;
    border-radius: 999px;
}

.school-growth .section-title::after {
    background: linear-gradient(90deg, transparent, var(--color-gold-pillar), transparent);
}

.school-network .section-title::after {
    background: linear-gradient(90deg, transparent, var(--color-blue-pillar), transparent);
}

.data-monitoring .section-title::after {
    background: linear-gradient(90deg, transparent, var(--color-green-pillar), transparent);
}

.school-growth .flow-card,
.school-network .flow-card,
.data-monitoring .flow-card {
    grid-template-rows: auto 1fr;
    background-color: rgba(255, 255, 255, 0.96);
}

.school-growth .flow-heading,
.school-network .flow-heading,
.data-monitoring .flow-heading {
    min-height: 82px;
}

.school-growth .section-label,
.school-network .section-label,
.data-monitoring .section-label {
    display: block;
    width: max-content;
    margin: 0 auto 0.65rem;
}

/* Card header colors are intentionally different in each repeated flow section */
.school-growth .flow-blue {
    --flow-color: var(--color-gold-pillar);
}

.school-growth .flow-orange {
    --flow-color: var(--color-primary);
}

.school-growth .flow-green {
    --flow-color: var(--color-green-pillar);
}

.school-growth .flow-arrow-blue {
    background: var(--color-gold-pillar);
}

.school-growth .flow-arrow-blue::after {
    border-left-color: var(--color-gold-pillar);
}

.school-growth .flow-arrow-orange {
    background: var(--color-primary);
}

.school-growth .flow-arrow-orange::after {
    border-left-color: var(--color-primary);
}

.school-network .flow-blue {
    --flow-color: var(--color-blue-pillar);
}

.school-network .flow-orange {
    --flow-color: #16826e;
}

.school-network .flow-green {
    --flow-color: #4656a0;
}

.school-network .flow-arrow-blue {
    background: var(--color-blue-pillar);
}

.school-network .flow-arrow-blue::after {
    border-left-color: var(--color-blue-pillar);
}

.school-network .flow-arrow-orange {
    background: #16826e;
}

.school-network .flow-arrow-orange::after {
    border-left-color: #16826e;
}

.data-monitoring .flow-blue {
    --flow-color: #061c38;
}

.data-monitoring .flow-orange {
    --flow-color: #2f7f78;
}

.data-monitoring .flow-green {
    --flow-color: var(--color-gold-pillar);
}

.data-monitoring .flow-arrow-blue {
    background: #061c38;
}

.data-monitoring .flow-arrow-blue::after {
    border-left-color: #061c38;
}

.data-monitoring .flow-arrow-orange {
    background: #2f7f78;
}

.data-monitoring .flow-arrow-orange::after {
    border-left-color: #2f7f78;
}

/* ===========================
   Core Values Showcase
   =========================== */
.identity-card.core-values-card {
    position: relative;
    overflow: hidden;
    border: none !important;
    border-radius: 22px;
    padding: clamp(1.6rem, 3.2vw, 2.6rem);
    background:
        radial-gradient(circle at top right, rgba(201, 146, 42, 0.22), transparent 34%),
        linear-gradient(135deg, #061c38 0%, #0d2b55 48%, #13406f 100%) !important;
    box-shadow: 0 28px 70px rgba(6, 28, 56, 0.28);
}

.identity-card.core-values-card:hover {
    transform: none;
    box-shadow: 0 28px 70px rgba(6, 28, 56, 0.28);
    border-color: transparent;
}

.core-values-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        linear-gradient(135deg, rgba(255, 255, 255, 0.08), transparent 42%),
        repeating-linear-gradient(90deg, rgba(255, 255, 255, 0.04) 0 1px, transparent 1px 72px);
    pointer-events: none;
}

.core-values-heading {
    position: relative;
    z-index: 1;
    margin-bottom: clamp(1.4rem, 2.8vw, 2rem);
}

.core-values-heading .content-label {
    color: var(--color-accent);
    margin-bottom: 0.75rem;
}

.core-values-heading h3 {
    margin: 0 0 0.65rem;
    font-family: var(--font-heading);
    font-size: clamp(1.7rem, 3vw, 2.35rem);
    line-height: 1.15;
    color: var(--color-white);
}

.core-values-heading p {
    margin: 0;
    max-width: 720px;
    color: rgba(255, 255, 255, 0.82);
    line-height: 1.7;
    font-size: 1rem;
}

.core-values-grid {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: clamp(0.85rem, 1.5vw, 1.15rem);
}

.core-value-item {
    --cv-color: var(--color-primary);
    position: relative;
    min-height: 250px;
    display: grid;
    align-content: start;
    gap: 0.75rem;
    padding: 1.35rem 1.1rem 1.4rem;
    border-radius: 16px;
    background: rgba(255, 255, 255, 0.97);
    border: 1px solid rgba(255, 255, 255, 0.65);
    box-shadow: 0 16px 38px rgba(6, 28, 56, 0.18);
    text-align: center;
    transition: transform 0.28s ease, box-shadow 0.28s ease, border-color 0.28s ease;
}

.core-value-item::before {
    content: '';
    position: absolute;
    inset: 0 auto auto 0;
    width: 100%;
    height: 5px;
    border-radius: 16px 16px 0 0;
    background: linear-gradient(90deg, var(--cv-color), color-mix(in srgb, var(--cv-color), white 28%));
}

.core-value-item:hover {
    transform: translateY(-8px);
    box-shadow: 0 24px 52px rgba(6, 28, 56, 0.24);
    border-color: color-mix(in srgb, var(--cv-color), white 55%);
}

.core-value-icon-wrap {
    width: 68px;
    height: 68px;
    margin: 0.35rem auto 0;
    border-radius: 50%;
    display: grid;
    place-items: center;
    font-size: 1.85rem;
    color: var(--color-white);
    background: linear-gradient(145deg, var(--cv-color), color-mix(in srgb, var(--cv-color), black 18%));
    box-shadow:
        0 10px 24px color-mix(in srgb, var(--cv-color), transparent 62%),
        inset 0 1px 0 rgba(255, 255, 255, 0.28);
}

.core-value-item h4 {
    margin: 0;
    font-family: var(--font-heading);
    font-size: clamp(1.05rem, 1.4vw, 1.2rem);
    color: var(--cv-color);
    line-height: 1.2;
}

.core-value-item p {
    margin: 0;
    color: var(--color-text-light);
    font-size: 0.88rem;
    line-height: 1.55;
}

.core-value-integrity { --cv-color: #0d2b55; }
.core-value-inclusion { --cv-color: #16826e; }
.core-value-innovation { --cv-color: #c9922a; }
.core-value-partnership { --cv-color: #22863a; }
.core-value-impact { --cv-color: #e86f00; }

@media (max-width: 1180px) {
    .core-values-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }
}

@media (max-width: 768px) {
    .core-values-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .core-value-item {
        min-height: 230px;
    }
}

@media (max-width: 520px) {
    .core-values-grid {
        grid-template-columns: 1fr;
    }

    .core-value-item {
        min-height: 0;
    }
}

/* =================================================================
   COMPREHENSIVE RESPONSIVE PASS
   Breakpoints: 1180 | 768 | 480 | 360
   ================================================================= */

/* ── 1. Product hero card (new dark card on loan-detail) ────────── */
@media (max-width: 1180px) {
    .product-detail-media {
        min-height: auto;
    }
    .product-hero-card {
        min-height: auto;
    }
}

@media (max-width: 768px) {
    .product-hero-card {
        padding: 1.4rem 1.25rem;
    }
    .product-hero-title {
        font-size: clamp(1.4rem, 5vw, 1.9rem);
        margin-bottom: 0.7rem;
    }
    .product-hero-subcard {
        padding: 0.75rem 0.4rem 0.7rem;
    }
    .product-hero-subcard-icon {
        width: 38px;
        height: 38px;
        font-size: 1.05rem;
        margin-bottom: 0.45rem;
    }
    .product-hero-subcard-title {
        font-size: 0.63rem;
    }
    .product-hero-subcard p {
        font-size: 0.58rem;
    }
}

@media (max-width: 480px) {
    .product-detail-media {
        min-height: auto !important;
    }
    .product-hero-card {
        padding: 1.1rem 0.9rem;
        border-radius: 14px;
    }
    .product-hero-badge {
        font-size: 0.58rem;
        padding: 0.22rem 0.7rem;
        margin-bottom: 0.8rem;
    }
    .product-hero-title {
        font-size: 1.5rem;
        margin-bottom: 0.6rem;
    }
    .product-hero-tags {
        gap: 0.3rem;
        margin-bottom: 0.65rem;
    }
    .product-hero-tag {
        font-size: 0.62rem;
        padding: 0.16rem 0.55rem;
    }
    .product-hero-desc {
        font-size: 0.78rem;
        margin-bottom: 0.8rem;
    }
    .product-hero-rule {
        margin-bottom: 0.8rem;
    }
    .product-hero-subcards {
        gap: 0.4rem;
    }
    .product-hero-subcard {
        padding: 0.6rem 0.3rem 0.55rem;
        border-radius: 10px;
    }
    .product-hero-subcard-icon {
        width: 32px;
        height: 32px;
        font-size: 0.88rem;
        border-radius: 8px;
        margin-bottom: 0.38rem;
    }
    .product-hero-subcard-title {
        font-size: 0.56rem;
        margin-bottom: 0.18rem;
    }
    .product-hero-subcard p {
        font-size: 0.5rem;
    }
}

/* ── 2. Loan-detail hero banner ─────────────────────────────────── */
@media (max-width: 768px) {
    .loan-detail-hero {
        padding: 7rem 0 2rem;
    }
    .loan-detail-hero h1 {
        font-size: clamp(1.9rem, 6vw, 3rem);
    }
}

@media (max-width: 480px) {
    .loan-detail-hero {
        padding: 6rem 0 1.5rem;
    }
    .loan-detail-hero h1 {
        font-size: clamp(1.6rem, 7vw, 2.2rem);
        line-height: 1.15;
    }
    .loan-detail-hero p {
        font-size: 0.9rem;
    }
}

/* ── 3. Who-can-apply standalone page ───────────────────────────── */
@media (max-width: 768px) {
    .standalone-hero {
        padding: 7rem 0 2rem;
    }
    .apply-eligibility-section {
        padding: 2.5rem 0;
    }
}

@media (max-width: 480px) {
    .standalone-hero {
        padding: 6rem 0 1.5rem;
    }
    .apply-card {
        min-height: auto;
    }
    .apply-eligibility-section {
        padding: 2rem 0;
    }
}

/* ── 4. EMI calculator standalone page ─────────────────────────── */
@media (max-width: 480px) {
    .emi-standalone-panel {
        padding: 1rem;
        border-radius: 12px;
    }
    .emi-calculator {
        border-radius: 12px;
    }
}

/* ── 5. Navigation safety ───────────────────────────────────────── */
@media (max-width: 480px) {
    .nav-container {
        padding: 0 1rem;
        gap: 0.5rem;
    }
    .logo-abbr {
        font-size: 0.95rem;
    }
}

/* ── 6. Product cards / vertical cards ─────────────────────────── */
@media (max-width: 480px) {
    .vertical-card {
        padding-bottom: 1rem;
    }
    .vertical-card-copy {
        padding: 0.9rem 1rem 1rem;
    }
    .vertical-card-know-more {
        font-size: 0.76rem;
    }
}

/* ── 7. Section spacing on mobile ───────────────────────────────── */
@media (max-width: 480px) {
    .product-overview {
        padding: 2.5rem 0;
    }
    .section-header.compact-section-header {
        margin-bottom: 1.5rem;
    }
    .ecosystem-banner {
        border-radius: 12px;
        padding: 1.25rem 1rem;
        font-size: 0.75rem;
    }
}

/* ── 8. Buttons full-width on mobile ────────────────────────────── */
@media (max-width: 480px) {
    .product-detail-actions {
        display: flex;
        flex-direction: column;
        gap: 0.75rem;
    }
    .product-detail-actions .btn {
        width: 100%;
        text-align: center;
    }
    .hero-ctas {
        flex-direction: column;
        align-items: stretch;
    }
    .hero-ctas .btn {
        width: 100%;
        text-align: center;
    }
}

/* ── 9. Pillars min-width safety ────────────────────────────────── */
@media (max-width: 480px) {
    .pillar {
        min-width: 80px;
        flex: 0 1 88px;
    }
    .pillar-label {
        width: 88px;
        font-size: 0.65rem;
    }
}

/* ── 10. Back-link & product-detail utility ─────────────────────── */
@media (max-width: 480px) {
    .loan-detail-breadcrumb,
    .back-to-products {
        font-size: 0.78rem;
    }
    .product-detail-subtitle {
        font-size: 0.9rem;
    }
    .product-detail-for {
        font-size: 0.9rem;
    }
    .product-detail-meta {
        flex-direction: column;
        gap: 0.4rem;
    }
}

/* ── 11. Director / about cards ─────────────────────────────────── */
@media (max-width: 480px) {
    .director-card {
        padding: 1.5rem 1.25rem;
    }
}

/* ── 12. CTA section ────────────────────────────────────────────── */
@media (max-width: 480px) {
    .cta-card {
        padding: 1.75rem 1.25rem;
    }
    .cta-icon {
        font-size: 2rem;
    }
}

/* ── 13. Footer ─────────────────────────────────────────────────── */
@media (max-width: 480px) {
    .footer {
        padding: 2.5rem 0 1rem;
    }
    .footer-bottom {
        font-size: 0.78rem;
    }
}

/* ── 14. Overflow safety – prevent any horizontal scroll ────────── */
@media (max-width: 768px) {
    .pillars-section {
        overflow-x: hidden;
    }
    .marquee-bar {
        overflow: hidden;
    }
}

/* ===========================
   About BUFL Section
   =========================== */
.about-bufl {
    background: var(--color-white);
    padding: clamp(3.5rem, 6vw, 5.5rem) 0;
}

.about-bufl-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-bottom: 2.5rem;
}

.about-bufl-card {
    background: var(--color-bg-cream);
    border-top: 4px solid var(--color-accent);
    border-radius: 12px;
    padding: 2rem 1.75rem;
    text-align: center;
    box-shadow: 0 4px 16px rgba(13, 43, 85, 0.05);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.about-bufl-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(13, 43, 85, 0.1);
}

.about-bufl-card-icon {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.about-bufl-card h3 {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.75rem;
}

.about-bufl-card p {
    font-size: 0.92rem;
    color: var(--color-text-light);
    line-height: 1.7;
}

/* ===========================
   Section Quote Banner (reusable)
   =========================== */
.section-quote-banner {
    background: linear-gradient(135deg, var(--color-primary) 0%, #1a3a52 100%);
    border-radius: 16px;
    padding: 2rem 2.5rem;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.section-quote-banner::before {
    content: '';
    position: absolute;
    top: -40%;
    right: -5%;
    width: 280px;
    height: 280px;
    background: radial-gradient(circle, rgba(255,255,255,0.07) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.section-quote-banner-quote {
    font-family: var(--font-heading);
    font-size: clamp(1.05rem, 2vw, 1.35rem);
    font-weight: 700;
    color: var(--color-light-gold);
    margin-bottom: 0.75rem;
    position: relative;
    z-index: 1;
}

.section-quote-banner-sub {
    font-size: 0.95rem;
    color: rgba(255, 255, 255, 0.82);
    max-width: 720px;
    margin: 0 auto;
    line-height: 1.7;
    position: relative;
    z-index: 1;
}

/* ===========================
   BUFL Advantage Section — Dark Navy
   =========================== */
.bufl-advantage {
    background: var(--color-primary);
    background-image: radial-gradient(circle, rgba(201, 146, 42, 0.06) 1px, transparent 1px);
    background-size: 40px 40px;
    padding: clamp(3.5rem, 6vw, 5.5rem) 0;
}

.bufl-advantage .section-title { color: var(--color-white); }
.bufl-advantage .section-label { color: var(--color-accent); }
.bufl-advantage .section-subtitle { color: rgba(255, 255, 255, 0.8); }

.advantage-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    margin-bottom: 2.5rem;
}

.advantage-card {
    background: rgba(255, 255, 255, 0.07);
    border-radius: 12px;
    padding: 2rem 1.5rem;
    text-align: center;
    border: 1px solid rgba(201, 146, 42, 0.2);
    border-bottom: 4px solid rgba(201, 146, 42, 0.4);
    box-shadow: none;
    transition: transform 0.3s ease, background 0.3s ease, box-shadow 0.3s ease;
}

.advantage-card:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, 0.12);
    box-shadow: 0 12px 36px rgba(0, 0, 0, 0.25);
}

.advantage-card-icon {
    font-size: 2.2rem;
    margin-bottom: 1rem;
}

.advantage-card h3 {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--color-light-gold);
    margin-bottom: 0.75rem;
}

.advantage-card p {
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.78);
    line-height: 1.7;
}

/* ===========================
   Why BUFL Section
   =========================== */
.why-bufl {
    background: linear-gradient(135deg, #EBF0F8 0%, #F4F7FC 100%);
    background-image: radial-gradient(circle, rgba(13, 43, 85, 0.04) 1px, transparent 1px);
    background-size: 40px 40px;
    padding: clamp(3.5rem, 6vw, 5.5rem) 0;
}

.why-bufl .section-title {
    color: var(--color-primary);
}

.why-bufl .section-label {
    color: var(--color-accent);
}

.why-bufl .section-subtitle {
    color: var(--color-text-light);
}

.why-bufl-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.why-bufl-card {
    background: var(--color-white);
    border: 1px solid rgba(13, 43, 85, 0.08);
    border-radius: 16px;
    padding: 2.5rem 2rem;
    text-align: center;
    box-shadow: 0 4px 16px rgba(13, 43, 85, 0.05);
    transition: background 0.3s ease, box-shadow 0.3s ease, transform 0.3s ease;
}

.why-bufl-card:hover {
    background: var(--color-white);
    box-shadow: 0 12px 36px rgba(13, 43, 85, 0.12);
    transform: translateY(-5px);
}

.why-bufl-card-icon {
    font-size: 2.4rem;
    margin-bottom: 1.25rem;
}

.why-bufl-card h3 {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.85rem;
}

.why-bufl-card p {
    font-size: 1rem;
    color: var(--color-text-light);
    font-style: italic;
    line-height: 1.6;
}

/* ===========================
   Core Values Standalone Section
   =========================== */
.core-values-standalone {
    background: var(--color-primary);
    background-image: radial-gradient(circle, rgba(201, 146, 42, 0.06) 1px, transparent 1px);
    background-size: 48px 48px;
    padding: clamp(3.5rem, 6vw, 5.5rem) 0;
}

.core-values-standalone .section-title {
    color: var(--color-white);
}

.core-values-standalone .section-label {
    color: var(--color-accent);
}

.core-values-standalone .section-subtitle {
    color: rgba(255, 255, 255, 0.78);
}

.core-values-standalone .core-value-item {
    background: rgba(255, 255, 255, 0.06);
    border-color: rgba(201, 146, 42, 0.22);
}

.core-values-standalone .core-value-item:hover {
    background: rgba(255, 255, 255, 0.11);
    box-shadow: 0 24px 52px rgba(0, 0, 0, 0.3);
}

.core-values-standalone .core-value-item h4 {
    color: var(--color-light-gold);
}

.core-values-standalone .core-value-item p {
    color: rgba(255, 255, 255, 0.8);
}

.core-values-standalone .core-value-icon-wrap {
    color: var(--color-white);
}

/* ===========================
   Featured Ecosystem Section — Light Grey
   =========================== */
.featured-ecosystem {
    background: #F5F6FA;
    padding: 0;
}

.feco-wrap {
    background: #F5F6FA;
    position: relative;
    padding: clamp(4rem, 7vw, 6.5rem) 0;
}

.feco-header {
    text-align: center;
    margin-bottom: 3rem;
}

.feco-header .section-label {
    color: var(--color-accent);
}

.feco-title {
    font-family: var(--font-heading);
    font-size: clamp(1.9rem, 3.5vw, 2.75rem);
    font-weight: 800;
    color: var(--color-primary);
    margin-bottom: 1rem;
    letter-spacing: -0.01em;
}

.feco-subtitle {
    font-size: 1rem;
    color: var(--color-text-light);
    max-width: 620px;
    margin: 0 auto;
    line-height: 1.75;
}

.feco-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.25rem;
    margin-bottom: 3rem;
}

.feco-tile {
    background: var(--color-white);
    border: 1px solid rgba(13, 43, 85, 0.08);
    border-left: 4px solid var(--color-primary);
    border-radius: 12px;
    padding: 1.6rem 1.4rem;
    display: flex;
    align-items: center;
    gap: 1rem;
    box-shadow: 0 4px 16px rgba(13, 43, 85, 0.05);
    transition: border-color 0.3s ease, transform 0.3s ease, box-shadow 0.3s ease;
}

.feco-tile:hover {
    border-left-color: var(--color-accent);
    transform: translateY(-4px);
    box-shadow: 0 10px 28px rgba(13, 43, 85, 0.1);
}

.feco-tile-icon {
    font-size: 1.85rem;
    flex-shrink: 0;
}

.feco-tile-label {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--color-primary);
    line-height: 1.35;
}

.feco-cta {
    text-align: center;
}

/* legacy selectors */
.featured-ecosystem-inner,
.featured-ecosystem-header,
.featured-ecosystem-list,
.featured-ecosystem-cta { display: none; }

/* ===========================
   Coming Soon Badge (product cards)
   =========================== */
.vertical-card-disabled {
    pointer-events: none;
    opacity: 0.88;
}

.coming-soon-badge {
    background: rgba(201, 146, 42, 0.12) !important;
    color: var(--color-accent) !important;
    font-size: 0.7rem !important;
    font-weight: 800 !important;
    text-transform: uppercase !important;
    letter-spacing: 0.08em !important;
    padding: 0.28rem 0.8rem !important;
    border-radius: 999px !important;
    border: 1px solid rgba(201, 146, 42, 0.3) !important;
}

.coming-soon-bottom {
    display: inline-block;
    background: rgba(201, 146, 42, 0.12);
    color: var(--color-accent);
    font-size: 0.7rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    padding: 0.28rem 0.85rem;
    border-radius: 999px;
    border: 1px solid rgba(201, 146, 42, 0.3);
    margin-top: 0.85rem;
    align-self: flex-start;
}

/* ===========================
   Heading inline sub-label
   =========================== */
.heading-inline-sub {
    font-size: 0.55em;
    font-weight: 500;
    color: var(--color-text-light);
    letter-spacing: 0;
    font-family: var(--font-body);
    vertical-align: middle;
    white-space: nowrap;
}

/* ===========================
   Director Sub-designation
   =========================== */
.director-designation-sub {
    font-size: 0.82rem;
    color: var(--color-text-light);
    font-style: normal;
    margin-top: -0.5rem;
    margin-bottom: 0;
}

/* ===========================
   Pillars Page Section (edu-ecosystem.html)
   =========================== */
.pillars-page-section {
    background-color: var(--color-bg-cream);
    padding: clamp(2rem, 4vw, 3rem) 0 0;
}

.pillars-page-section + .digital-infra {
    padding-top: 2rem !important;
}

/* ===========================
   Digital Infrastructure Section (edu-ecosystem.html)
   =========================== */
.digital-infra {
    background: linear-gradient(135deg, #f0f4f9 0%, var(--color-bg-cream) 100%);
    padding: clamp(3.5rem, 6vw, 5.5rem) 0;
}

.digital-infra-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.75rem;
    margin-bottom: 2.5rem;
}

.digital-infra-card {
    background: var(--color-white);
    border-radius: 12px;
    padding: 1.75rem 1.5rem;
    border-top: 4px solid var(--color-primary);
    box-shadow: 0 4px 16px rgba(13, 43, 85, 0.06);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.digital-infra-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 10px 28px rgba(13, 43, 85, 0.12);
    border-top-color: var(--color-accent);
}

.digital-infra-card h3 {
    font-size: 1rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.6rem;
}

.digital-infra-card p {
    font-size: 0.88rem;
    color: var(--color-text-light);
    line-height: 1.65;
}

.digital-infra-tagline {
    text-align: center;
    font-size: 1rem;
    font-weight: 600;
    color: var(--color-primary);
    font-style: italic;
    margin-bottom: 2rem;
}

/* ===========================
   Edu Ecosystem Page Header
   =========================== */
.edu-page-hero {
    background: var(--color-primary);
    background-image: radial-gradient(circle, rgba(201, 146, 42, 0.08) 1px, transparent 1px);
    background-size: 40px 40px;
    padding: clamp(3rem, 6vw, 5rem) 0;
    margin-top: 95px;
    text-align: center;
}

.edu-page-hero .section-label {
    color: var(--color-accent);
}

.edu-page-hero h1 {
    font-family: var(--font-heading);
    font-size: clamp(2rem, 4vw, 3rem);
    color: var(--color-white);
    margin-bottom: 1rem;
}

.edu-page-hero p {
    font-size: 1.1rem;
    color: rgba(255, 255, 255, 0.82);
    max-width: 680px;
    margin: 0 auto;
    line-height: 1.7;
}

/* ===========================
   Responsive — New Sections
   =========================== */
@media (max-width: 1024px) {
    .advantage-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .feco-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .about-bufl-grid {
        grid-template-columns: 1fr;
    }

    .advantage-grid {
        grid-template-columns: 1fr;
    }

    .why-bufl-grid {
        grid-template-columns: 1fr;
    }

    .feco-grid {
        grid-template-columns: 1fr;
    }

    .digital-infra-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .edu-page-hero {
        margin-top: 84px;
    }

    .heading-inline-sub {
        display: block;
        font-size: 0.75rem;
        margin-top: 0.4rem;
    }
}

@media (max-width: 480px) {
    .feco-grid {
        grid-template-columns: 1fr;
    }

    .digital-infra-grid {
        grid-template-columns: 1fr;
    }

    .section-quote-banner {
        padding: 1.5rem 1.25rem;
    }

    .feco-wrap {
        padding: 3rem 0;
    }

    .feco-title {
        font-size: 1.65rem;
    }
}

/* ===========================
   Section Heading Accent Underline
   =========================== */
.section-title::after {
    content: '';
    display: block;
    width: 48px;
    height: 3px;
    background: var(--color-accent);
    margin: 0.85rem auto 0;
    border-radius: 2px;
}

.section-header.compact-section-header .section-title::after {
    margin-bottom: 0;
}

/* Left-align accent on text-left headers */
.section-header[style*="text-align: left"] .section-title::after,
.section-header.text-left .section-title::after {
    margin-left: 0;
}

/* ===========================
   Scroll Entrance Animations
   =========================== */
.fade-up {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.55s ease, transform 0.55s ease;
}

.fade-up.visible {
    opacity: 1;
    transform: translateY(0);
}

.fade-up-delay-1 { transition-delay: 0.1s; }
.fade-up-delay-2 { transition-delay: 0.2s; }
.fade-up-delay-3 { transition-delay: 0.3s; }
.fade-up-delay-4 { transition-delay: 0.4s; }

@media (prefers-reduced-motion: reduce) {
    .fade-up { opacity: 1; transform: none; transition: none; }
}

/* ===========================
   Button Standardization (Fix 8 — 44px min touch target)
   =========================== */
.btn, .cta, a.cta, button.cta {
    min-height: 48px;
    min-width: 44px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-body);
    font-weight: 600;
    font-size: 0.95rem;
    border-radius: 8px;
    padding: 0.85rem 2rem;
    transition: background 0.25s ease, transform 0.2s ease, box-shadow 0.25s ease;
    cursor: pointer;
    text-decoration: none;
    border: none;
}

.btn-primary:hover {
    transform: scale(1.02);
    box-shadow: 0 6px 20px rgba(13, 43, 85, 0.25);
}

/* Fix 4 — scroll-margin-top prevents sticky navbar covering CTA */
.featured-ecosystem {
    scroll-margin-top: 80px;
}

/* Fix 6 — transparent overlay button on director cards */
.director-card {
    position: relative;
}

.director-card-btn {
    position: absolute;
    inset: 0;
    background: transparent;
    border: none;
    cursor: pointer;
    z-index: 2;
    border-radius: inherit;
    width: 100%;
    height: 100%;
}

/* ===========================
   Section Spacing Standardization
   =========================== */
.about-bufl,
.product-overview,
.bufl-advantage,
.why-bufl,
.core-values-standalone,
.directors {
    padding-top: clamp(3.5rem, 6vw, 5rem);
    padding-bottom: clamp(3.5rem, 6vw, 5rem);
}

/* ===========================
   Why BUFL — pure light grey
   =========================== */
.why-bufl {
    background: #F5F6FA;
    background-image: none;
}

/* FIX 11 — Mobile CTA minimum touch target */
@media (max-width: 480px) {
    .cta, .btn-cta, a.cta, button.cta,
    .btn, a.btn, button.btn {
        min-height: 44px;
        padding-top: 12px;
        padding-bottom: 12px;
    }
}

/* FIX 6 — feco CTA above fixed chatbot widget */
.feco-cta {
    position: relative;
    z-index: 1000;
}

/* Mobile touch targets for specific CTA anchors */
@media (max-width: 768px) {
    a[href='/edu-ecosystem'],
    a[href='#products'] {
        min-height: 44px;
        padding: 14px 24px;
        display: inline-flex;
        align-items: center;
        justify-content: center;
    }
}